Budgeting weekly is where it’s at, ya’ll! Do you know where the battle is won when it comes to budgeting? It’s the little things. It’s not about saying no to a $40 dress. It’s saying no to the $1 or $5 little purchases that may seem like a little, but end up being a bigger
Overspending rarely feels like overspending while it’s happening. It feels like grabbing something on sale, or a convenience that saves time, or a small treat after a rough week. The spending that quietly derails a budget almost never announces itself — it just shows up later when you’re looking at your account wondering where everything
Hey there! If you’re reading this, you’re probably wondering what a no-spend challenge is and whether it might help you save money. Let me tell you – it’s one of the most eye-opening financial exercises I’ve encountered, and it’s simpler than you might think. What’s a No-Spend Challenge, Anyway? Think of it as a financial
The Cash Envelope System is not new, it’s been around the block–a few times. Why is it still hanging around after all this time, you ask? Well, because it works. I know in this digital age people tend to crinkle their nose at the prospect of carrying cash. BUT if you are a regular, card-carrying member of
Get off the money struggle bus! Check out, what in my opinion, is one of the most effective budgeting methods around– zero based budgeting. Budgeting was a word I heard quite a bit when I was growing up, but less about the how’s and the why’s. When I left home and suddenly was responsible for
Budgeting is the first step to meeting your financial goals. And whatever your financial situation, having a plan for your money is essential. But that doesn’t mean that your budget needs to be complicated. You can make creating a budget downright simple! After multiple months of blowing it with traditional line-item budgeting, I gave myself
Dave Ramsey isn’t for everyone, and that’s fine. But for people who are new to budgeting, or who’ve tried and struggled to figure out how much should actually go where, his percentage-based system is one of the most practical starting points out there. It takes the guesswork out of the allocation question and gives you
Sticking to a budget is about as fun as sticking to a diet. Amiright?! #nojudgements With that being said, you’re here because you know that something has to give and in order to succeed with your money you need to give this whole budget thing your full attention and that doesn’t just mean writing it,
You know what’s hard? Parting with part (or all) of your income every month. Bills are an unfortunate fact of life. Whether you are paying down a mortgage, your internet bill, a cell phone– you have expenses that you need to pay every month and you need an organized way to keep track of them
Are you struggling with stretching your money every month? Check out this guide with tips on how to stop living paycheck to paycheck. Learn how to budget so you can get control of your money and your financial life.
