ecolinguistics role media

Ecolinguistics and the Role of Media

The role of media should not be confined to disseminating news and information but must also highlight public awareness regarding climate change. The media, in its reporting, is required to use appropriate terminology and diction to raise awareness, highlight the causes, and provide a way forward.
The media, in its reporting, is expected to project the environment not as a resource to be used by humans but as a living environmental and ecological process that must not be disturbed by humans. For example, while writing such reports, if the media says that natural resources are diminishing or facing extinction, it must similarly highlight that the environmental system is being affected or impacted negatively .

Recent studies have also reinforced this perspective. Penz and Fill (2022) observe that ecolinguistics promotes and fosters environmental awareness while supporting and strengthening the connection between humans and nature for sustainable development. In this context, Alexander and Stibbe (2014) argue that ecolinguistics plays a key role in highlighting the relationship between humans and the environment, as well as its impact on addressing environmental challenges and shaping a sustainable future. It is pertinent to highlight that while reporting any incident about environmental degradation or natural disasters, the media, apart from reporting, is also expected to provide solutions and a way forward to help face such incidents in the future. In reports about floods, wildfires, and rising temperatures, the media is also required to provide guidance and suggestions on how to combat or lessen the impacts of such environmental changes. The reporting must not be based only on presenting news and subsequently creating fear or chaos but must also give a sense of hope among people that through various techniques and the use of technology, such natural disasters can be managed effectively. The media must not consider floods, droughts, fires, or other environmental disasters merely as natural disasters but should link such impacts with environmental changes, industrial pollution, deforestation, human intervention with nature, and so on.

Fairclough (1995), in his study, states that media should cover and highlight the areas that , on the other hand, are ignored and not given consideration by the masses. Therefore, the media is expected to sensitize the masses regarding such disasters and create a way forward to combat or tackle such environmental change disasters and their impacts on people and society as a whole. On the other hand, equally important is environmental equity or justice in society. It has been widely observed and noted that in floods, droughts, disasters, and environmental changes, the major impacts are faced by the underprivileged in society. It is the role and responsibility of the media to highlight and become a voice for such voiceless people, representing them and creating a sense of ownership among the poor and marginalized sections of society.

The media is also required to highlight and create awareness among people about science and technology related to the environment and provide them with knowledge that through the use of such technology, they can tackle the horrors of disasters.
The study of ecolinguistics reminds the media that humans are, in no way, different from society and can never be detached from society and vice versa. Hence, media reports are also expected to discuss humans, rivers, oceans, flora, fauna, biodiversity, and the ecosystem as a whole to give them significance and bring them into the limelight of the coverage.
Media reporting is also required to use environment related terminology and diction, such as environmental war, ecological emergency, and other relevant terms, in its reports to highlight environment related information.
Recent studies highlight that similes and metaphors have a significant impact on human thinking. Hence, the media is encouraged to resort to this method to mould public opinion towards environmental conservation and protection. Moreover, media personnel are required to engage in investigative journalism and cover incidents and events from different angles , examining their pros and cons deeply. If there are frequent flash floods in any area, the media is expected to discuss the causes and the role of concerned authorities in handling the incidents .

Media houses, along with environmental protection organizations and other stakeholders, are required to impart knowledge and training to journalists. There is also a significant role for environmental funding organizations in sensitizing media personnel. In training sessions, they are expected to invite environmental experts, scientists, and scholars who have made significant contributions in this area. Media reports and the diction used therein have great significance. They must highlight a green and stable future through sustainable development initiatives and become partners in facing the challenges and effects of environmental degradation. They must give hope to people that the media stands with them and will continue contributing its responsible and positive role. This is the major objective of ecolinguistics. Societies such as ours widely need the use of ecolinguistics in the media.

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  • A lesson from 1979

    In the winter of 1979, a neighbour’s house caught fire. The Soviet Union had marched into Afghanistan, and the flames of war were licking at the walls of Kabul. From across the ocean, a distant power arrived at Pakistan’s door. It did not come with soldiers. It came with money, guns, and a promise: *”Let us fight this fire together. Use your roof. Use your roads. We will stand with you. We will not let the fire reach your house.”* Pakistan opened its door. What else could it do? The Soviet army sat on its western border. The world was divided into two camps, and neutrality was a luxury no frontline state could afford. For ten years, Pakistan became the staging ground for a war that was not its own. It hosted three million refugees. Its cities swelled. Its tribal areas became training grounds for fighters armed and funded by outside money. Weapons arrived by the shipload through Karachi. Pakistani officers coordinated strategy. Every bullet fired at a Soviet convoy in the Hindu Kush passed through Pakistani hands. The distant power paid the bills. It sent the Stinger missiles. It called the resistance fighters “freedom fighters” and Pakistan a “frontline state.” But the war was never truly about Pakistan’s safety. It was about bleeding the Soviet Union in a distant mountainside, using Pakistani soil as the operating theatre and Afghan bodies as the currency. Then, in 1989, the Soviet Union withdrew. The fire in the neighbour’s house went out. And the distant power that had promised eternal friendship turned its attention elsewhere. The billions dried up. The diplomatic interest evaporated. Afghanistan, the battlefield, was left to warlords who turned the weapons on each other. Pakistan was left with three million refugees who would not go home, a Kalashnikov culture that would not disappear, and a border that would never again be quiet. The weapons that had been given to fight the Soviets did not rust. They remained. They moved into streets, into disputes, into corners of the country where the state had never fully reached. The guest who had brought the fire extinguisher had started a blaze that spread to the host’s own house — and then moved to a new neighbourhood. The distant power won its strategic objective at the cost of Afghan and Pakistani soil, then walked away. Its own cities were never bombed. Its own children never became refugees. Its economy never staggered under the weight of someone else’s war. Pakistan, which had signed no formal treaty of alliance but had acted as an ally in every meaningful sense, was left holding the pieces. This is what happens when alliances are forged in the middle of a fire. The stronger partner does not need your victory. He needs your usefulness. He needs you to hold the front, to absorb the blow, to stand in a place where he does not wish to stand. And when the war ends, he will shake your hand and go home — while you remain amid the embers, wondering why the fire you helped extinguish has reignited in your own courtyard. History records a curious pattern. The alliances that have endured — the ones that outlasted their founders and shaped the world for generations — were almost never built while the house was burning. NATO was forged in 1949, not because the bombs were falling on Paris, but because the memory of war was still fresh and the desire to prevent it was shared. The parties had time to read the text, to negotiate the terms, to build institutions that could survive a change of government on either side. An alliance born in the middle of a fire is a different creature entirely. It is an emergency measure. And emergency measures have a way of becoming permanent arrangements that no one planned and no one fully controls. When you sign while the heat is at your back and the smoke is in your eyes, you do not have time to ask who owns the hose, who pays for the water, and who walks away when the flames are out. The Afghan episode is not ancient history. It is in our own lifetime. It is written in the smoke that still rises from our western border. And it is written in the simple fact that the weapons once aimed at a northern invader eventually turned inward, because no one had written a clause for what happens after the guest leaves. Pakistan has every right to defend itself. Pakistan has every right to seek friends in a dangerous world. But history offers a quiet observation for those who are listening: **the strongest alliances are built in peacetime, not borrowed in panic.** The fire is real. The neighbour’s house is burning. Yet the hand that offers protection in the middle of a war is holding a different ledger than the hand that offers partnership in the middle of calm. That is not a warning against friendship. It is simply what the record shows.

  • Buying time not future

    Nations, organizations, and individuals who rely on borrowed time never prosper. Vision of the future is paramount to growth. Stagnation leads to disaster. In a world driven by technology, only change is permanent. As a nation, we started off well. The founding fathers burnt the midnight oil not only to sustain but also to prosper. Early in the decade of the fifties, the entire development framework was put in place. For industrialization, PIDC (Pakistan Industrial Development Corporation); for water and power, WAPDA (Water & Power Development Authority); PAEC (Pakistan Atomic Energy Commission) headed by Dr I.H. Usmani; PCSIR (Pakistan Council of Science & Industrial Research) under Dr Salim-Uz-Zaman Siddiqui; PSI (Pakistan Standards Institution), now PSQCA (Pakistan Standards and Quality Control Authority); PIAC (Pakistan International Airlines Corporation). The father of the nation, Quaid-e-Azam Muhammad Ali Jinnah, himself inaugurated the State Bank of Pakistan in 1948. The discovery of natural gas at Sui in 1952 was a gift of nature. At 12 TCF, it was considered one of the largest deposits of its time, sufficient to meet the needs of the nation for a century. Future requires investment, both short and long term. It was Sir Syed Ahmed Khan’s vision to bring the Muslim population of the Sub-continent into the mainstream. Starting with schools, he moved on to colleges and finally the Aligarh University, which not only led the movement for the creation of Pakistan but also provided the manpower to sustain it. In the formative years of the republic, education was taken seriously both by the teachers and the taught. In my entire academic journey, I never once missed a class, even during my term as President of the departmental student union. The first-born free generation was being prepared to lead, not follow. Instead of buying time, the future was being built. In the 1973 constitution, literacy was declared a fundamental right. Under Article 25-A, every Pakistani had to be literate by the year 1985, but the target was not only missed, the entire effort was sidelined. The government of Muhammad Khan Junejo tried to narrow the gap by introducing the Nai Roshni program, which was shut down after his government fell. For meaningful nation building, education, employment and health are critical. The recent student uprising in India focused on professional education followed by employment. They demanded transparency and merit, which were being compromised. Modi’s shining India meant very little for them. Other countries have experienced similar protests (Bangladesh, Nepal, Sri Lanka, Indonesia). Pakistan needs a lot of catching up to do. It is back to the basics of nation building. Universal Primary Coverage is the starting point. Every five-year-old child should be in school this year. This will reverse the trend of the swelling out-of-school youth population. Once primary coverage is ensured, the next target should be to cover those who missed out. The country is blessed with a bulging youth population, which must be made productive. Despite all the challenges of governance, the informal sector continues to perform well by providing the needed goods and services. Confidence in the formal sector is needed for a meaningful and cohesive march forward. In the decade of the fifties, Pakistan was poised to emerge as the first Asian Tiger; now it seriously lags behind while other nations have grown, which includes China, Japan, South Korea, Taiwan, Malaysia, Singapore, Vietnam, Thailand, Indonesia — the list goes on. Rightly said, this is the Asian Century. It is time to look inwards. The future belongs to educated and healthy nations who do not settle for short-term gains but instead focus on the future. Pakistan should not be a burial ground for those who build fortunes abroad. The homeland must come first. The best cannot be left for last.

  • Beyond Public Finance: Towards  Constitutional Po…

    The first part of this series argued that Pakistan’s recurring fiscal crises cannot be understood through conventional economic analysis alone. The distinction between public finance and Constitutional Political Economy (CPE) must now be explained. Both examine the role of the state in economic life, but they begin from different assumptions and ask fundamentally different questions. Traditional public finance is primarily concerned with what governments ought to do. In the classical framework associated with Richard Musgrave, fiscal policy performs three principal functions: allocation of resources, redistribution of income and macroeconomic stabilisation. Governments provide public goods, correct market failures, reduce unacceptable inequalities and use taxation and expenditure to promote stability and growth. This framework remains indispensable for analysing budgets, taxes and public expenditure. The International Monetary Fund’s discussion of Musgrave’s framework confirms its enduring influence on fiscal analysis. The difficulty arises when the state is treated as a single, impartial institution pursuing social welfare. In the real world, governments consist of politicians, bureaucrats, legislators, judges, regulators and numerous organised interests. Each operates under incentives and constraints. Political actors do not cease to pursue power, institutional advantage or personal interest merely because they enter public office. A tax system may therefore be inefficient not because its designers misunderstood economic theory, but because inefficiency benefits influential constituencies. An exemption may survive not because it promotes investment, but because its beneficiaries possess political power. Public expenditure may be allocated not according to social need, but according to the ability of institutions and groups to influence the budgetary process. Public finance generally asks: what tax would be efficient, equitable and productive? CPE asks a prior question: what political and constitutional arrangements will cause those in authority to adopt and administer such a tax fairly? This difference emerged most clearly in the work of James M. Buchanan, who was awarded the 1986 Nobel Prize for developing the contractual and constitutional foundations of economic and political decision-making. Buchanan argued that economists must specify their model of politics before recommending policies. They should examine the “constitution of economic polity”—the rules and constraints within which political actors make decisions—rather than assuming that government automatically acts as a benevolent guardian of collective welfare. In The Calculus of Consent, Buchanan and Gordon Tullock applied economic reasoning to collective decision-making. They distinguished between choices made within existing rules and choices concerning the rules themselves. Ordinary politics concerns decisions taken under established constitutional arrangements. Constitutional political economy examines how those arrangements should be designed, whose consent they require and what incentives they create. The distinction may be understood through the analogy of a game. Public finance often studies the moves made by players: whether a tax rate should be increased, expenditure reduced, subsidies withdrawn or borrowing limited. CPE examines the rules of the game: who may impose a tax, who may approve expenditure, how revenues are distributed, what majorities are required, which institutions are accountable and what remedies exist when power is abused. The rules determine the range of possible outcomes. Replacing one finance minister, tax administrator or economic adviser cannot fundamentally alter results if the institutional incentives remain unchanged. Buchanan and Geoffrey Brennan developed this insight further in The Reason of Rules. Their focus was not merely upon particular policy choices but upon the rules governing political and market interaction. CPE therefore does not ask only whether a government policy appears desirable. It asks whether the institutional process through which it is adopted protects citizens against arbitrary, discriminatory or predatory use of power. This approach does not imply hostility towards the state. A capable state is essential for education, healthcare, infrastructure, environmental protection, social security and economic development. CPE merely refuses to assume that state power will automatically be exercised for these purposes. A strong state without constitutional restraints may become strong against ordinary citizens while remaining weak before powerful interests. These insights are neither exclusively modern nor exclusively Western. Centuries before the emergence of public choice theory, Ibn Khaldun analysed taxation as part of the broader rise and decline of states. He observed that governments in their earlier stages could obtain substantial revenues from relatively moderate assessments, whereas later rulers frequently imposed heavier burdens but collected less as incentives weakened, production contracted and coercive expenditure expanded. Arthur B. Laffer subsequently acknowledged that the proposition associated with the Laffer Curve was not his invention and specifically identified Ibn Khaldun as an important precursor. Ibn Khaldun’s contribution, however, went far beyond a relationship between tax rates and revenue: he connected fiscal policy with political legitimacy, administrative expansion, elite consumption and institutional decline. The Constitution of Pakistan itself demonstrates that taxation is not merely an economic instrument. Article 77 provides that no federal tax may be levied except by or under the authority of an Act of Parliament. The provision embodies the constitutional principle that taxation requires lawful legislative authority; it is not simply an administrative technique for raising revenue. Article 160 creates the National Finance Commission and provides the framework for distributing specified revenues between the Federation and the provinces. Article 160(3A) further protects the provincial share by declaring that it cannot be lower than that provided under the preceding Award. These provisions represent a constitutional bargain concerning political authority, federalism and access to public resources. Revenue distribution is consequently not just an accounting exercise. It forms part of the structure of the federation itself. Article 140A requires the provinces to establish elected local governments and devolve political, administrative and financial responsibility to them. Fiscal policy cannot produce accountable public services when decision-making remains remote from citizens and constitutionally required devolution is treated as optional. Articles 37 and 38 contain important commitments regarding social justice, education, economic well-being, reduction of inequality and provision of basic necessities. They are Principles of Policy rather than directly enforceable Fundamental Rights, and Article 30 limits their judicial enforceability. Their inclusion nevertheless demonstrates that the constitutional purposes of revenue collection extend beyond achievement of numerical tax targets. The state collects resources to fulfil social and economic obligations, not

  • Building Long-Term Flood Resilience

    As Pakistan enters another monsoon season, the central question is no longer whether the country will experience floods, but whether we have learned enough from previous disasters to diminish their catastrophic impact. Memories of the devastating floods of 2022, which submerged one-third of the country, displaced more than 33 million people and caused economic losses exceeding US$30 billion, continue to haunt us. Four years later, Pakistan still remains on the frontline of the global climate crisis, with another challenging monsoon season unfolding in 2026. Climate experts warn that escalating global temperatures are intensifying the hydrological cycle, resulting in heavier rainfall events, rising glacier melt and frequent weather extremes. Pakistan, despite contributing less than one percent of global greenhouse gas emissions, consistently ranks among the countries most vulnerable to climate change. Recent forecasts by the National Disaster Management Authority (NDMA) and the Pakistan Meteorological Department (PMD) show an enhanced likelihood of heavy rainfall, flash floods, glacial lake outburst floods (GLOFs) and urban flooding. Against this backdrop, an important question arises: Are the Pakistani Government and people aptly prepared for the potential floods in 2026? Since the 2022 floods, the Pakistani Government has introduced several measures aimed at reinforcing disaster preparedness. The NDMA, Provincial Disaster Management Authorities and district administrations have boosted coordination before each monsoon season. Emergency response plans are updated regularly, while rescue agencies conduct preparedness exercises in vulnerable districts. This year, the government has demonstrated a clear commitment to strengthening the country’s flood preparedness. In early July, Prime Minister Shehbaz Sharif chaired a meeting to review monsoon readiness, approving the formation of a national Emergency Response Committee and directing the establishment of an emergency fund for intense weather-related disasters. The Prime Minister also ordered federal and provincial institutions to deploy their full resources to facilitate the public throughout the monsoon season. A cornerstone of Pakistan’s 2026 preparedness strategy is the transition from conventional early warnings to predictive disaster intelligence. This shift, coordinated through the National Emergencies Operation Centre, aims at significantly enhancing the ability to foresee risks and issue timely advisories. International cooperation has also played a key role in this technological advancement. Pakistan has deployed a localized version of China’s MAZU AI meteorological early warning platform, developed jointly since 2023. The cloud-based system allows forecasters to monitor risks associated with floods, droughts and other extreme weather events with greater accuracy than ever before. In addition, a smart flash flood early warning system developed by a Chinese-Pakistani research team has been deployed in Khyber-Pakhtunkhwa’s Swat Valley and a district of Punjab. However, these improvements regarding flood preparedness remain inconsistent and uneven across the country. Population surge, rapid and unregulated urbanization, deforestation, encroachment on floodplains and deficient drainage systems have further enhanced Pakistan’s exposure to flood hazards. Many flood protection structures need rehabilitation, while aging dams, canals and drainage systems continue to face maintenance issues. Urban drainage remains inadequate in several large cities, increasing the likelihood of severe urban flooding during intense rainfall. Moreover, despite progress, Pakistan’s disaster management system still faces several structural fragilities. First, disaster management remains greatly focused on emergency response instead of long-term risk diminution. Second, coordination among federal, provincial and local governments often becomes inconsistent during emergencies. Third, many local governments lack the financial resources, trained personnel and equipment needed for efficient disaster readiness. Rural areas in all the provinces often struggle with inadequate emergency infrastructure. Finally, climate adaptation financing remains below the scale required to address the country’s surging climate risks. Despite international support, Pakistan’s climate adaptation needs continue to exceed available resources. Another major challenge is the uncertainty caused by India’s unilateral suspension of the Indus Waters Treaty in 2025, which has stopped the sharing of critical river flow data. This move has forced Pakistani authorities to rely on less credible sources, including social media, to make flood assessments. The state of public awareness and preparedness, particularly at the community level, also remains weak. A 2025 scientific study “Assessing societal perceptions and adaptive responses to GLOF and related hazards in the upper Indus Basin, Pakistan”, found significant public awareness and training gaps, with 30.55% of respondents highlighting deficiencies in existing hazard management practices. Furthermore, 98.15% of participants acknowledged that climate change and global warming are major contributors to GLOF events, but this awareness has not translated into adequate preparedness. Another study of rural communities in southern Punjab found high attitudinal vulnerabilities linked to “poorly perceived flood risks and low preparedness measures”. The 2025 floods provided a stark reminder of these gaps. Despite advanced warning systems, over 842 lives were lost, 1.2 million people were displaced and more than 4 million were affected. Local communities often serve as the first responders, and their knowledge about disasters is vital, yet their input is frequently unheeded in formal disaster management. In view of these gaps, Pakistan needs to move beyond reactive aid towards a strategy of real-time planning and community engagement. Disaster experts argue that Pakistan still spends more resources responding to disasters than preventing them. Long-term flood resilience requires investments in climate adaptation rather than emergency relief alone. In this regard, priority areas include restoring forests in upper watersheds; protecting wetlands that naturally store floodwater; expanding urban green spaces; modernizing drainage systems; strengthening dams, levees and embankments; enforcing zoning laws to prevent settlement in flood-prone areas; promoting climate-smart agriculture; expanding crop insurance and disaster insurance; and improving early warning systems at village level. The expected floods of 2026 should be viewed as another warning that climate resilience is no longer optional but a national imperative. By coalescing scientific forecasting, efficient governance, informed citizens and long-term planning, Pakistan can minimize future losses and better protect both lives and livelihoods in an era of mounting climate uncertainty. The looming monsoon season of 2026 will be a critical test of whether the lessons of previous disasters have been learned and acted upon in time.

  • Beyond Riba: Reconstruction of Just Financial Orde…

    Pakistan has debated the elimination of riba—a Quranic term subjected to judicial interpretation and theological discourse but still lacking a precise statutory definition—for decades. Judicial decisions have been delivered, commissions constituted, reports prepared, appeals filed and withdrawn, deadlines announced and Islamic banking expanded. The central intellectual and legislative task, however, remains incomplete. We have not developed a precise, comprehensive and operational definition of the economic practices that must be prohibited. This omission is not merely academic. No financial system can be reconstructed around a prohibition that is expressed only as a moral declaration. A law [Who will draft Riba Prohibition Law? Minute Mirror, April 7, 2026] must identify the transaction, the prohibited increment, the parties affected, the substance to be examined and the consequences of violation. It must also distinguish an unlawful return on money from lawful earnings arising from trade, labour, services, ownership and commercial risk. The first requirement of a serious programme for the elimination of riba is clarity. Riba is commonly translated as interest/usury. This translation is useful but incomplete. Modern interest is one of its most important manifestations, particularly where a lender advances money and contractually claims an additional amount merely because the borrower is allowed time to repay. The prohibition, however, cannot be confined to instruments carrying the label “interest”. Nor can every commercial gain, deferred price or fixed payment be declared riba. The distinction lies in the legal and economic substance of the transaction. Where money is advanced as a loan and the lender is guaranteed an increase over the principal, the return does not arise from ownership of a productive asset, provision of a service, participation in business or exposure to commercial loss. It arises from the loan itself and the passage of time. The borrower must pay the increase whether the borrowed funds generate profit, produce loss, meet a medical emergency or finance bare survival. This asymmetry lies at the heart of the problem. Capital is protected; return is predetermined; risk is shifted to the borrower. Trade operates differently. A trader purchases or produces an asset, assumes the risks of ownership, incurs costs, faces the possibility of loss and sells the asset at a profit. The profit is not earned merely because money has been unavailable to another person for a period. It is connected with property, exchange, enterprise and market risk. Lease income also rests upon a different foundation. An owner permits another person to use an asset while retaining the liabilities associated with ownership. Rent represents consideration for the use of the asset. The arrangement becomes questionable when the supposed owner bears no meaningful ownership risk and the entire structure is merely a cash loan disguised through documents. Partnership profit has another character. Partners combine capital, work, expertise or enterprise. Profit is divided according to an agreed formula permitted by the applicable juristic principles, while financial loss follows the capital placed at risk. A partner cannot lawfully guarantee himself a fixed return upon capital and compel the other partner to bear every commercial loss. These distinctions are recognised, with variations, across the major Muslim schools. They differ on matters such as the permissible relationship between capital contribution and profit-sharing ratios, conditions attached to contracts, possession, agency and the allocation of particular risks. They do not treat every profit as riba. Nor do they permit a partner to convert genuine risk participation into a guaranteed return on money. A modern Prohibition of Riba law must preserve these distinctions. The difficulty is that contemporary finance has developed techniques through which a loan can be divided into several formally separate contracts. An institution may purchase an asset for a few moments, sell it to the customer at a marked-up price, obtain comprehensive security, transfer every economic risk to the customer and calculate its return by reference to the prevailing interest rate. The transaction may satisfy documentary requirements while reproducing the economic substance of conventional lending. The institution receives a predetermined return; the customer bears the commercial risk; and the institution’s temporary ownership exists mainly to legitimise the financing charge. This does not mean that murabaha, ijarah or diminishing musharakah are inherently invalid. Each can serve a legitimate commercial purpose. Murabaha can facilitate an actual purchase where the financier genuinely acquires and assumes responsibility for the asset before selling it. Ijarah can finance the use of an asset where the lessor retains real ownership obligations. Diminishing musharakah can support home ownership where the parties genuinely share ownership and the customer gradually acquires the financier’s units. The problem arises when these contracts are treated as legal devices for guaranteeing the same return that would have been received under an interest-bearing loan. A workable definition must therefore contain both a formal and a substantive test. The formal test will examine the legal category of the contract. The substantive test will determine whether the financier has provided an asset, service or productive participation and whether it has assumed a genuine risk corresponding to its return. This test should not be misunderstood as hostility towards fixed prices. A lawful sale price may be fixed. Rent may be determined in advance. A service fee may be agreed. The existence of a fixed amount does not by itself establish riba. The decisive question is what the payment represents. A fee charged for maintaining an account, transferring funds, valuing property, arranging documentation or providing an identifiable professional service may be legitimate. A “service fee” calculated as a percentage of a loan, increasing with time and unrelated to the actual cost or nature of the service may be interest under another name. The same care is required in relation to delayed payment. A seller, who supplies goods on deferred payment, may charge a price higher than the immediate cash price, provided one price is finally agreed when the contract is concluded. Once the debt has been created, however, an additional amount cannot ordinarily be imposed merely because the debtor requires more time. This is where many modern systems institutionalise exploitation. A

  • What Have We Returned? 

    Pakistan was achieved on the fourteenth of August in the year nineteen hundred and forty-seven, after sacrifices of a magnitude that still stir the soul and a struggle whose tirelessness remains an enduring lesson. Millions crossed borders in those turbulent months, leaving behind ancestral homes, familial graves, and the familiar soil of generations, so that a new homeland might rise where Muslims could live according to their faith and their free will. We stand now upon the threshold of the eighth decade of that hard-won independence. I, a Pakistani by birth and by conviction, have myself lived nearly fifty-eight years within the borders of this free land. This country conferred upon me an identity that no foreign power could erase, furnished me with the means of an independent existence—schools in which to learn, roads upon which to travel, markets in which to earn my bread—bestowed a measure of respect in the eyes of the world, and, in some degree, granted me a name among my fellows. Yet the question returns, quietly and persistently, like a debt long deferred; what have I given in return? Have I ever paused long enough, in the press of daily concerns, to weigh that debt with honesty? The same inquiry must be put, with equal seriousness and without partiality, to the institutions that were meant to serve as the pillars of the state, and to the rulers and authorities who have held power through these eighty years. What account can they render of their stewardship? Parliament was intended as the voice of the people; the courts as the guardians of justice; the civil service as the steady hand of administration; the universities as the nurseries of thought and character. Have these bodies discharged their duties with fidelity, or have they at times become arenas of personal ambition, partisan calculation, and the slow corrosion of public trust? The rulers who succeeded one another, whether civilian or military, received the same inheritance of soil, of people, and of hope. What have they added to the national store of justice, of prosperity, of self-respect, and of unity? The record is mixed, and the gaps are painful to contemplate. Have we, as a people, ever undertaken a true reckoning of our collective performance—not the ritual of speeches on national days, but a sober examination of conscience? And if such an accounting was made, did it lead to any genuine reformation of our ways, or did we merely resume the old habits once the anniversary had passed? Where, in truth, does Pakistan stand as a state at this present hour? We possess a land rich in rivers and fertile plains, a people endowed with resilience and talent, a strategic position that nature itself seems to have marked for consequence. Yet we continue to wrestle with the burdens of poverty that still touch too many homes, with the lingering shadows of disorder in parts of the country, with the uneasy balance between institutions that ought to complement one another, and with the persistent temptation to place private gain above the common good. Have we preserved, or have we frittered away, the sacred trust that our ancestors placed in our hands when they bequeathed us this country? That trust was not lightly given. It demanded vigilance against tyranny, honesty in public dealing, a willingness to educate the young in both knowledge and character, and a readiness to place the welfare of the whole above the advantage of the few. Looking back across the decades, one is compelled to ask whether that demand has been met in full measure. I do not exempt myself from this examination. For nearly six decades I have drawn from the well of national life—the protection of law, the opportunity to work and to speak, the simple privilege of calling myself a citizen of a free land. Have my contributions matched the gifts received? Have I laboured, in whatever sphere was allotted me, to strengthen rather than weaken the fabric of the republic? Have I spoken truth when silence was easier, practised fairness when partiality promised profit, and taught the rising generation that freedom is not a birthright to be consumed but a responsibility to be renewed? Honesty requires that each of us answer such questions in the solitude of his own heart, without the convenient shield of collective excuses or the comfortable habit of blaming those who came before. Enough, then, of evasion. The hour has come for every citizen, high or low, including the writer of these lines, to conduct a personal audit. Let each examine what he has taken and what he has returned. Let the institutions examine their fidelity to the purposes for which they were created. Let those who hold authority examine whether their decisions have served the enduring interests of the state or the fleeting interests of the moment. Only through such unsparing self-examination, followed by the hard work of reform, can the trust of the founders be renewed and the promise of Pakistan still be fulfilled for those who will inherit what we leave behind.

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