Mistaken Credit to a Bank Account: Legal Position

For decades, Galiyat has been celebrated as one of Pakistan’s most picturesque mountain regions, renowned for its dense pine forests, breathtaking valleys, pleasant climate and rich biodiversity. Stretching across Nathia Gali, Ayubia, Dunga Gali and neighbouring hill stations, the region has long served as a sanctuary for nature lovers and a cornerstone of Khyber Pakhtunkhwa’s tourism industry. Today, however, its iconic landscape is undergoing a dramatic transformation. Multi-storey hotels, apartment complexes and commercial buildings are rapidly replacing forests and open green spaces, raising growing concerns among environmentalists, urban planners and local residents that unregulated development is threatening the ecological balance and natural heritage that have defined Galiyat for generations. Over the past decade, multi-storey hotels, apartment complexes and commercial buildings have spread across the region at an unprecedented pace. Hillsides that were once covered with forests and open green spaces are increasingly dominated by reinforced concrete structures. Critics argue that the changing skyline is gradually eroding the natural character that made Galiyat a unique tourist destination. The concerns extend beyond aesthetics. Environmental experts have long warned that excessive construction on steep mountain slopes can increase pressure on fragile ecosystems, reduce forest cover, disrupt natural drainage systems and heighten the risk of soil erosion and landslides. As climate change continues to intensify extreme weather events across northern Pakistan, many believe that poor land-use planning could further increase the vulnerability of mountain communities. These concerns have recently moved beyond public debate and into the corridors of government. A dispute has emerged between the Khyber Pakhtunkhwa Adviser on Tourism and senior officials of the Galiyat Development Authority (GDA), bringing renewed attention to the regulation of construction in one of Pakistan’s most environmentally sensitive tourism regions. During a recent visit to Galiyat, the Adviser on Tourism questioned GDA Director General Fawad Khan regarding the allotment of more than five kanals of government land at the Changla Gali Rest Area and the subsequent construction of a hotel on the site. According to officials familiar with the matter, the adviser sought clarification on the legal basis for the allotment and whether all applicable rules and procedures had been followed. The issue gained further attention later the same day when GDA Director General Fawad Khan, Director Administration Noor-ul-Haq and Director Building Control Farukh Jadun submitted requests to the Chief Secretary of Khyber Pakhtunkhwa seeking transfers on what they described as “personal grounds.” The provincial government did not approve the requests, and the officers have continued to serve in their respective positions. The developments have intensified public discussion about how construction projects are approved in Galiyat and whether existing regulatory mechanisms are adequately protecting the region’s environmental heritage. They have also revived broader questions about institutional oversight, enforcement of building regulations and the balance between tourism development and environmental conservation. For many residents, the debate is not simply about individual buildings. It is about the long-term future of a mountain region whose economy depends on preserving the very landscape that continues to attract visitors from across Pakistan and abroad. The controversy surrounding high-rise construction has exposed deeper concerns about governance and regulatory oversight in the Galiyat region. At the centre of the debate are questions over which institution bears primary responsibility for approving construction projects and whether existing laws have been consistently enforced. Speaking in the Khyber Pakhtunkhwa Provincial Assembly, Tourism Adviser Adil Iqbal announced that he intended to recommend a high-level inquiry to Chief Minister Muhammad Sohail Khan Afridi. According to the adviser, the proposed inquiry would examine how permissions were granted for the construction of high-rise hotels, apartment buildings and other commercial structures that, according to his assessment, may not fully comply with the applicable building regulations. The adviser has argued that preserving Galiyat’s ecological balance is essential not only for environmental reasons but also for the long-term sustainability of the province’s tourism industry. He has maintained that development should proceed within the framework of environmental laws and approved planning regulations. Officials of the Galiyat Development Authority, however, reject suggestions that the authority alone should be held responsible for the current situation. GDA officials maintain that construction approvals in the region are not issued exclusively by their institution. According to the authority, the Tehsil Municipal Administration (TMA), operating under the provincial Local Government Department, also possesses legal authority to approve certain categories of building plans. This overlapping administrative structure has become one of the central issues in the ongoing debate. Critics argue that multiple approval authorities operating under different regulatory frameworks have created uncertainty over accountability. Supporters of regulatory reform believe that overlapping jurisdictions make enforcement difficult and allow developers to exploit differences between separate sets of building rules. The local civil society organisation, Galiyat Tahaffuz Movement, has been among the most vocal critics of the existing regulatory system. Representatives of the movement argue that both the GDA and the TMA have failed to effectively enforce planning regulations designed to protect the region’s fragile mountain environment. According to the organisation, building permits have, in some cases, been issued under political influence or administrative pressure. It further alleges that inconsistencies between separate building regulations have enabled developers to obtain approvals that might not have been possible under a single, uniformly enforced regulatory framework. The movement has repeatedly called for a comprehensive review of construction approvals, greater transparency in land-use decisions and the adoption of uniform building regulations across the Galiyat region. It also advocates stronger environmental impact assessments before permission is granted for major commercial developments. According to government sources, the disagreement between the Tourism Adviser and senior GDA officials has reached the office of Chief Minister Muhammad Sohail Khan Afridi. While the provincial government has not publicly commented on the reported differences, officials familiar with the matter say the administration is attempting to carefully assess the issues before deciding whether to order a formal inquiry. Sources suggest that the government faces a delicate administrative challenge. On one hand, it must respond to concerns regarding environmental protection and regulatory compliance. On the other, it must avoid

By Waqar Malik The foundation of independent, responsible, and impartial journalism is balance, honesty, and fairness. Criticism is an essential part of journalism; however, a true understanding of any country’s situation requires a comprehensive view of its historical, political, economic, regional, and security circumstances. A one-sided analysis may highlight certain realities, but it cannot represent the complete picture. The German newspaper DW has raised several concerns and critical observations regarding Pakistan’s political, economic, and security situation. No country should be considered beyond criticism, and accountability is an important element of democracy. However, criticism must also be accompanied by balance, context, and a comparative perspective. If the challenges of a country are discussed, its sacrifices, achievements, and ground realities should also be presented with equal fairness. Pakistan is often portrayed as a country facing political instability, economic difficulties, and security challenges. However, an important question remains: is there any country in today’s world that is completely free from such challenges? Inflation, unemployment, political disagreements, social issues, and governance challenges are not unique to Pakistan. They are global realities affecting nations across the world. Germany, one of the world’s leading economies, is facing economic pressures, including rising energy costs, challenges within its industrial sector, concerns regarding employment, and economic uncertainty. Similarly, countries such as the United Kingdom, France, and the United States continue to experience inflation, political divisions, public protests, and social challenges. Therefore, highlighting the problems of one country while ignoring similar difficulties faced by others cannot be considered a complete and balanced analysis. Every nation must be understood within the context of its own history, geography, political environment, and security needs. Freedom of Expression: Is Pakistan Being Judged by a Different Standard? Pakistan is frequently criticised regarding freedom of expression, democratic values, and human rights. Such discussions are necessary in every democratic society. However, an important question must also be asked: is Pakistan being judged by the same standards applied to other countries? In Pakistan, political leaders, opposition representatives, journalists, lawyers, and members of civil society openly express their views on governments, state institutions, and national affairs. Political debates, speeches, and different opinions are widely discussed through media platforms. On various occasions, statements from detained political figures have also been reported prominently in the media. This raises an important comparative question: do individuals in custody in countries such as the United States, the United Kingdom, France, or Germany receive exactly the same level of media access and opportunity to express their political views? In many democratic countries, detention laws are strictly implemented, and access to media is regulated according to legal procedures. Therefore, discussions about Pakistan’s freedom of expression should also consider international comparisons and broader realities. The right to peaceful protest is a fundamental democratic right, and Pakistan’s Constitution recognises this principle. However, every right comes with responsibilities. Pakistan has witnessed political protests that have continued for weeks and, in some cases, months. On certain occasions, major roads were blocked, public life was disrupted, and damage to public and private property was reported. Despite these challenges, governments have often chosen dialogue, patience, and political engagement instead of excessive use of force. In every democracy around the world, the right to protest exists within the framework of law. No democratic society allows violence, vandalism, threats, or the disruption of public order under the name of political expression. Pakistan should neither seek exceptional treatment nor be judged by different standards. The Role of Pakistan’s Armed Forces and National Defence Some analysts describe Pakistan’s political system as a hybrid system. However, another important perspective also deserves consideration. Pakistan’s armed forces have made significant sacrifices for national defence, security, and the fight against terrorism. Thousands of soldiers and officers have lost their lives while protecting the country’s sovereignty, stability, and security. Pakistan’s geographical position places it in a complex security environment. Located at the crossroads of South Asia, Central Asia, and the Middle East, Pakistan faces unique regional and international challenges. There is also criticism that Pakistan’s armed forces are involved in business and commercial activities. However, this matter can also be viewed from another perspective. Pakistan’s defence requirements are extensive, and investments in various institutions and projects are aimed at supporting defence needs, welfare activities, and reducing unnecessary pressure on national resources. Many countries around the world allow their military institutions to participate in research, technology, industry, development projects, and humanitarian activities. The United States and other developed nations have similar examples where defence-related organisations contribute to national development and innovation. Therefore, such policies should be assessed on the basis of national interest, transparency, effectiveness, and contribution to society rather than through criticism alone. For more than four decades, Pakistan has paid a heavy price due to regional conflicts and global security challenges. The consequences of the war in Afghanistan, participation in the international fight against terrorism, hosting millions of refugees, and the loss of thousands of precious lives have deeply affected the country. Pakistan has made enormous sacrifices in combating terrorism and has achieved significant successes in restoring security and stability. Despite these challenges, Pakistan continues to contribute towards regional peace and international cooperation. The Kashmir dispute remains one of the longest unresolved conflicts in South Asia. Pakistan supports the right of the Kashmiri people to self-determination in accordance with relevant United Nations resolutions and continues to advocate a peaceful and diplomatic solution. Pakistan’s stated position has consistently been based on dialogue, diplomacy, and peaceful engagement. Sustainable peace in South Asia can only be achieved through mutual respect, understanding, and peaceful resolution of disputes. The Situation in Azad Kashmir and the Government’s Approach The situation in Azad Kashmir demonstrates the importance of dialogue and political engagement during times of tension. A responsible state must ensure law and order, protect the lives and property of citizens, and seek constitutional and democratic solutions to public concerns. The right to protest is a democratic right, but it cannot justify violence, firing, destruction of property, threats against state institutions, or taking the law into

Bio: Hamza Tareen is a student at LUMS majoring in Political Science, with a keen interest in philosophy and theology. ‘I am utterly overwhelmed; the deluge of quizzes is beyond my capacity,’ my friend slowly sighed as his head drooped in exhaustion. Students across the country nurse dreams of pursuing higher education in premier institutes such as the likes of LUMS or IBA. They navigate the rigorous selection process, pay exorbitant fees and, when they finally clinch admission, little do they anticipate the stringently demanding atmosphere that would exact a heavy toll on their mental health. Those who get into these prestigious universities are students who have already demonstrated exceptional academic excellence, and, unsurprisingly, they formulate a highly ambitious criterion for defining success, i.e., consistently acing their courses. However, since the assessment follows a bell-curve distribution which evaluates performance relative to peers, the grading is highly competitive and only a small proportion land in the A/A- categories. This not only fails their expectations but plunges them into depression as they call into question their academic capabilities and self-worth. And, to top it off, peer pressure, which is ever pervasive in the culture, further complicates the problem. It would be tempting to label setting unrealistic expectations as the sole culprit; but the elephant in the room is something else. It is the culture that continuously pushes students to the brink of burnout and brands it as ‘academic rigor.’ From having interminable quizzes, assignments and mid/final exams to being expected to excel in four/five different courses simultaneously, the pressure is intense. And students are expected to somehow manage it all—along with carving out time for extracurriculars and social life. University is not all about academics, and there are a multitude of other problems that students steer through during the semester. But, to their dismay, they are assumed to carry through it all. Justified it would be to say that by the end of the term, they are sapped of all strength, teetering on the precipice of collapse. It is a well-researched—and unfortunate—fact that depression and mental health problems abound in elite universities. The aforementioned factors, coupled with other personal and social challenges that characterize this phase of students’ academic journeys, become a crucible of pressure for them. They stumble, totter, and fall into a shroud of uncertainty. And, lamentably, the stigma associated with seeking help or counselling multiplies the problem. Mental health is stigmatized as something alien, suited for the ‘feeble.’ Amidst these circumstances, the onus falls upon the administration. Supportive counselling sessions which help students in threading their way through university life and academics are crucial; dedicated mental wellness centers need to be introduced, encouraged and endorsed; and students should be empowered to zoom in more on learning than deriving their self-worth from grades alone. This does not mean exhibiting apathy towards academic performance, but a reorientation of priorities which do not impede their growth and self-esteem. Finally, a reconsideration and reassessment of balancing academic rigor with students’ well-being is indispensable on the part of the administration. Mental well-being will naturally translate into more productivity.

If someone were to say today that neither Iran nor the United States actually wants war, the immediate question would be: “Then why is this conflict happening?” The answer depends on whom you ask. Each side presents its own narrative, blaming the other for provoking the crisis and insisting that it is merely responding to aggression. From the Iranian perspective, the United States is portrayed as a global bully with a long history of military interventions. Iranian supporters argue that Washington has once again resorted to force, launching a sudden attack on February 28 that allegedly eliminated Iran’s top political and military leadership. They contend that the reported killing of Supreme Leader Ayatollah Ali Khamenei, along with members of his family, is an act that cannot simply be forgotten or forgiven. In their view, they now possess the moral right to seek revenge. If their highest leader was targeted, they argue, then retaliatory action against U.S. President Donald Trump, Israeli Prime Minister Benjamin Netanyahu, and those associated with them is justified. For many in this camp, revenge has become a national rallying cry. The American position is fundamentally different. Washington argues that Iran’s religious establishment under the doctrine of Wilayat al-Faqih has destabilized the Middle East for more than four decades. According to this view, Tehran has built, funded, and armed militant proxy groups not only around Israel but also across neighboring Gulf and Arab states. U.S. officials point to Syria, where former President Bashar al-Assad—despite belonging to a minority sect—was accused of carrying out decades of repression and mass violence against the Sunni majority, allegedly with Iran’s political and military backing. Similar accusations are made regarding Iraq, where Iranian influence is said to have fueled years of instability. In Lebanon, critics argue that Hezbollah, widely regarded as Iran’s most powerful proxy, has effectively established a state within a state, operating beyond the authority of the Lebanese government. They claim the group has not only maintained continuous hostility toward Israel but has also contributed to Lebanon’s internal political and economic paralysis. According to this narrative, tensions have escalated to the point where Lebanon’s elected government has explored understandings with Israel aimed at confronting these armed groups. American officials further argue that Iran’s regional influence has created deep anxiety among Israel as well as neighboring Gulf Arab governments, who fear that Iran’s Islamic Revolutionary Guard Corps (IRGC) or its affiliated groups could threaten their security at any time. They also maintain that the military action taken on February 28 was rooted in the events of October 7, when Hamas—described by Washington as an Iranian-backed organization—launched an unprecedented attack inside Israel that killed approximately 1,200 civilians and resulted in around 250 hostages, including women and children. Despite these deep divisions, the United States and Iran, with the mediation of Pakistan and Qatar, reportedly signed a Memorandum of Understanding aimed at reducing tensions. One of its key provisions allegedly guaranteed that the Strait of Hormuz would remain open, allowing international shipping to pass freely without Iran imposing fees, restrictions, or obstacles. However, according to the American account, tensions flared again when missiles were reportedly fired at Saudi and Qatari vessels passing through waters near Oman. Critics questioned the justification for such an action, arguing that instead of acknowledging responsibility or seeking de-escalation, elements within Iran’s Islamic Revolutionary Guard Corps insisted that the Strait of Hormuz should remain closed to commercial shipping. They further allege that the IRGC instructed Yemen’s Houthi movement to block the Bab el-Mandeb Strait in order to disrupt Saudi oil exports to Europe. If the Strait of Hormuz has already strained Asian energy markets, they argue, closing Bab el-Mandeb could create similar disruptions for Europe. Such developments would pose serious economic and strategic challenges for the Kingdom of Saudi Arabia. Adding to these concerns, Yemen’s Houthis—who are widely viewed by Western governments as being aligned with Iran—have reportedly threatened to strike Saudi oil infrastructure. It is within this context that Pakistan has chosen to clarify its position. Beyond the longstanding religious, diplomatic, and strategic relationship between Islamabad and Riyadh, Pakistan has repeatedly maintained that any attack on Saudi Arabia would be regarded as a direct threat to Pakistan itself. Against this backdrop, Pakistan’s leadership reportedly conveyed a clear message to Tehran: “An attack on Saudi Arabia will be treated as an attack on Pakistan. That is our red line.” In line with this policy, Pakistan has reportedly deployed fighter aircraft and thousands of military personnel to Saudi Arabia, with forces positioned near the Yemeni border. Alongside air and ground deployments, Pakistani naval units are also said to be prepared to cooperate with Saudi and U.S. forces in securing maritime routes and responding to Houthi activities if required. Given these escalating tensions, Iran’s Islamic Revolutionary Guard Corps is urged by its critics to recognize the gravity of the situation and avoid actions that could bring Pakistan and Iran into direct confrontation. They argue that disrupting both the Strait of Hormuz and the Bab el-Mandeb would not only inflict severe damage on the global economy but would also deepen international opposition toward Iran—an outcome they believe Tehran can ill afford. According to this perspective, divisions are already becoming visible within Iran itself. Some observers argue that the country’s elected political leadership is increasingly uneasy with policies that risk further isolation and conflict. They see growing differences between Iran’s political and military establishments, even though these tensions remain largely behind the scenes. The funeral of Iran’s Supreme Leader reportedly drew millions of mourners, reflecting widespread public sympathy. Yet critics argue that this did not necessarily indicate universal support for perpetual confrontation or calls for vengeance. Reports also suggested that hardline supporters directed slogans accusing President Masoud Pezeshkian of betrayal, while Foreign Minister Seyed Abbas Araghchi allegedly faced verbal hostility and even physical attacks during the proceedings. Those who criticize Iran’s hardline factions argue that such behavior deserves condemnation rather than praise. In their view, the greatest burden of continued escalation will ultimately

I have a confession to make before I make an argument: I am not a neutral observer of Uzbekistan, and I have never pretended to be. My grandmother was born in Bukhara, and something of that inheritance has stayed with me my whole life, quietly, the way a language half-learned in childhood never fully leaves you. When I finally visited Uzbekistan as an adult, I did not feel like a foreign visitor taking in unfamiliar streets. I felt something closer to what my grandmother must have felt looking at me — an unearned, uncomplicated warmth that asked nothing in return. I have come to understand that feeling as the quiet, private secret of belonging to a place through blood rather than through a passport. Tashkent is, in every way that matters to me, my second home. It was in that spirit, long before he held the office he holds today, that I once had the chance to meet and listen to Shavkat Mirziyoyev. He was not yet President of Uzbekistan when I encountered him, and I remember being struck less by any title he carried than by the scale of what he was already thinking about out loud: an economic vision that did not stop at Uzbekistan’s borders, a water and energy strategy built for the whole of Central Asia, and a sense — unusual in a region that had spent decades looking inward — that Uzbekistan’s future was inseparable from the future of its neighbors, and ultimately from the future of Asia itself. I did not know, at the time, that I was listening to a future head of state. I knew only that I was listening to someone thinking at a scale most officials never attempt. That background should not surprise anyone who looks closely at his biography. Mirziyoyev is, by training, an irrigation engineer. He graduated in 1981 from the Tashkent Institute of Irrigation and Melioration with a degree in mechanical engineering, and went on to earn a doctorate in technical sciences — a foundation in water management and applied engineering, not in the abstractions of political theory. I find something quietly reassuring in that. A leader who has spent his formative years thinking about the physical realities of water — how it moves, where it is wasted, how a system either functions or fails on the ground — tends to bring a different discipline to the running of a country than one who has only ever studied power itself. When he took the presidential oath on 14 December 2016, he inherited a country that had spent decades in careful, deliberate isolation under his predecessor, Islam Karimov. What he has built since is, by any honest measure, one of the most consequential transformations Central Asia has seen in a generation. Mirziyoyev dismantled that isolation almost immediately. Borders that had been tense and heavily restricted with Kyrgyzstan and Tajikistan were resolved through negotiation rather than standoff. Trade and cross-border travel, once treated with suspicion, were opened. And rather than settling for improved bilateral relations, he proposed something more ambitious still: formalizing the informal annual summits among Central Asian leaders into a standing “Community of Central Asia,” with a rotating presidency and a permanent secretariat, built around shared trade, water management, transport infrastructure, and coordinated engagement with Afghanistan. It is the kind of regional architecture Central Asia lacked for the entire post-Soviet period, and it is very hard to picture it emerging under any of his predecessors. The economic numbers now validate what, in that early conversation, still sounded like ambition rather than achievement. Uzbekistan implemented $43.1 billion in foreign investment in its most recent reporting period, of which $38.2 billion arrived as foreign direct investment — a 24 % surge over the prior year, and enough to make Uzbekistan the largest recipient of accumulated FDI stock in Central Asia, ahead of Kazakhstan. FDI absorption climbed from $19.5 billion in 2023 to $31.9 billion in 2024 before reaching this year’s historic peak, with a single record quarter bringing in $1.7 billion in net balance-of-payments inflows. China remains the leading investor at $17.1 billion, followed by Russia at $4.8 billion, with Turkey, Saudi Arabia, Germany, the UAE, and the United Kingdom all expanding their footprints. The capital is not concentrated in one sector either: energy and renewables lead at $7.1 billion, including ACWA Power’s $2.4 billion wind installation in Karakalpakstan, alongside major investment in agriculture, construction, and mining. The country’s foreign reserves stood at roughly $63.75 billion as of June 2026, after peaking above $77 billion earlier in the year, while real GDP grew 7.7 % in 2025 and is projected to hold near 6.8 % through 2026. None of this happened by accident. Uzbekistan built nearly a thousand Free Economic Zones offering genuine tax relief and simplified customs. It collapsed business registration into a single electronic government portal, cutting the cost of starting a company to roughly $27. It fully liberalized its currency and removed the foreign exchange barriers that once made profit repatriation a genuine deterrent to investors. This is not a country hoping investors will come. It is a country that examined, line by line, every friction that had historically kept them away, and removed it. But the achievement I find most remarkable is geographic, because geography is the one obstacle policy alone usually cannot solve. Uzbekistan is one of only two doubly landlocked countries on Earth — a nation whose neighbors are themselves landlocked, placing it about as far from open water as any country can be. For most of its history, that was treated as a permanent constraint. Mirziyoyev has instead treated it as an engineering problem to be solved, which is precisely how an irrigation engineer would see it. The Trans-Afghan Railway, first proposed by Uzbekistan in 2018 and finally formalized in a trilateral framework agreement signed with Afghanistan and Pakistan in July 2025, will run roughly 650 kilometres from Termez on the Uzbek border through Mazar-i-Sharif, Kabul, and Logar, crossing into Pakistan

A country’s economy is the foundation of its development, sovereignty and national security. A strong economy not only improves the quality of life of its citizens but also strengthens a nation’s standing in the international community. Pakistan’s economy today stands at a critical juncture. While there are encouraging signs of stability, many structural challenges continue to hold back sustainable growth. As a result, the economy has become a central concern for citizens, businesses, investors and policymakers alike. Over the past few years, Pakistan has endured one of its most difficult economic periods. High inflation significantly reduced people’s purchasing power, while repeated increases in electricity and gas tariffs drove up production costs for industries. At the same time, the depreciation of the Pakistani rupee made imports more expensive, placing additional pressure on businesses and households. The burden fell most heavily on middle and low-income families, many of whom struggled to meet even their basic daily needs. Despite these hardships, recent economic indicators offer cautious optimism. Inflation has eased compared to previous highs, foreign exchange reserves have shown improvement, remittances have remained resilient, and efforts to increase exports are beginning to produce positive results. However, stronger macroeconomic indicators alone do not automatically translate into better living standards. Sustainable progress can only be achieved when economic growth creates employment opportunities, revitalises industries and leads to meaningful increases in household incomes. One of Pakistan’s most persistent economic challenges is the lack of policy continuity. Successive governments often replace or abandon the initiatives of their predecessors in favour of new priorities. This inconsistency weakens investor confidence and undermines long-term economic planning. Many successful economies have demonstrated that sustained growth depends on stable national policies that remain consistent regardless of political transitions. Tax reform is another area that demands urgent attention. The country’s tax base remains disproportionately small compared to its population, placing an unfair burden on compliant taxpayers while a significant portion of the economy continues to operate outside the formal tax system. Broadening the tax net, simplifying tax procedures, enhancing transparency and effectively addressing tax evasion would provide the government with greater fiscal space to invest in infrastructure, education and public services. Agriculture continues to be the backbone of Pakistan’s economy, yet the sector faces numerous challenges. Water scarcity, limited adoption of modern farming techniques, rising input costs and the growing impact of climate change have reduced agricultural productivity and increased the hardships faced by farmers. Investing in modern agricultural technologies, improving water management and providing farmers with better financial and technical support could substantially enhance production and boost agricultural exports. Pakistan’s information technology sector also presents remarkable opportunities. With a large and increasingly skilled young population, expanding freelance services and growing participation in the digital economy, the country has significant potential to earn valuable foreign exchange. Realising this potential requires greater investment in digital education, reliable internet infrastructure, research, innovation and an environment that supports entrepreneurship. The energy sector remains equally important to economic growth. High electricity and gas prices continue to increase industrial production costs, reducing the competitiveness of Pakistani products in international markets. Greater investment in renewable energy, reducing transmission losses and improving energy management could help lower costs and strengthen industrial productivity. Foreign direct investment is another key driver of sustainable economic development. Investors are naturally attracted to countries that offer political stability, transparent regulations, an efficient judicial system and a business-friendly environment. Pakistan can significantly improve its investment climate by reducing bureaucratic hurdles, strengthening institutions and implementing investor-friendly policies that encourage long-term confidence. Economic progress, however, is not solely the responsibility of governments. Citizens also have an essential role to play by paying taxes honestly, using energy responsibly, supporting local industries and respecting the rule of law. A resilient economy is built through shared responsibility between the state, businesses and the public. Pakistan is not short of resources or potential. What it needs is better governance, prudent management of available resources, policy consistency and broad national consensus on economic priorities. Continued investment in education, industry, agriculture, exports and human capital can enable the country not only to overcome its economic challenges but also to emerge as a stronger and more competitive economy in the region. The need of the hour is to place long-term economic interests above short-term political considerations. A strong economy is the cornerstone of a strong state. By making informed and consistent policy choices today, Pakistan can lay the foundations for lasting prosperity, economic resilience and a better future for generations to come.