Paying tribute to Miskeen Jahan Khan Khoso, a lege…

Pakistan presents a distinct demographic profile in the 21st century. According to the Pakistan Bureau of Statistics and UNFPA, 64% of the population is under the age of 30, with a median age of 20.8 years. This structure situates Pakistan within the category of youth-majority states. Consequently, an analysis of contemporary Pakistan is inseparable from an analysis of Generation Z, defined as individuals born approximately between 1997 and 2012. This cohort is not a prospective entity. It constitutes the current labor force, consumer base, and increasingly, the primary agents of cultural and economic production. The characteristics of Pakistani Gen Z can be understood through three interrelated dimensions: adaptability, initiative, and connectivity. The first dimension is adaptability coupled with digital fluency. This generation represents the first cohort in Pakistan to mature entirely within a digital ecosystem. DataReportal’s 2026 report indicates 111 million internet users and 71.1 million social media users in Pakistan, with internet penetration at 48.5%. The primary mode of access remains mobile broadband, which has effectively decentralized information and opportunity. This environment has cultivated rapid skill acquisition. The ability to learn and deploy new tools is reflected in economic outcomes. Pakistan currently ranks 4th globally in freelance earnings on platforms such as Upwork and Fiverr. Estimated annual freelance exports exceed $400 million. This phenomenon, often termed “digital remittances,” enables participation in the global economy without physical migration. The geographic implications are significant: a software developer in Peshawar, a content creator in Multan, and a designer in Lahore operate within the same digital marketplace, competing on skill rather than location. The second dimension is initiative and entrepreneurial orientation. In response to structural constraints in traditional employment, Gen Z has demonstrated a marked propensity toward self-directed economic activity. Data from the State Bank of Pakistan indicates a rising proportion of SME financing directed to individuals under 35. This is manifested in the proliferation of micro-enterprises, including e-commerce ventures, content creation channels, and home-based businesses. The underlying logic is one of experimentation and iteration: initiate at a small scale, acquire feedback, and scale operations. Importantly, this trend is not confined to metropolitan areas. Digital platforms have reduced barriers to market entry for individuals in Gilgit, Quetta, and rural Sindh, enabling access to national and international consumers. A craftswoman in interior Sindh can, through social commerce, reach buyers in Karachi and Dubai. This represents a structural shift in how economic value is created and distributed. The third dimension is connectivity and civic awareness. Pakistani Gen Z is the most interconnected generation in the nation’s history. Multilingualism is normative, with Urdu, English, and regional languages such as Punjabi, Sindhi, Pashto, and Balochi used fluidly. This linguistic dexterity mirrors a broader cultural orientation that is simultaneously local and global. This connectivity correlates with heightened awareness of social and global issues. During the 2022 floods, youth networks coordinated relief, fundraising, and volunteer mobilization within hours, utilizing WhatsApp, Facebook, and other platforms. The same infrastructure is used for peer-to-peer learning, dissemination of job opportunities, and advocacy around public health and education. Surveys by Gallup Pakistan and various youth organizations indicate participation rates in volunteerism among 18-30 year olds are substantially higher than in previous cohorts. Beyond present attributes, it is critical to articulate the vision of Pakistan held by this generation. Based on available survey data, academic research, and observable behavior, three core elements emerge. The first element is a vision of inclusive economic participation. Gen Z conceptualizes economic contribution beyond formal employment. The priority is productivity, skill utilization, and value creation. Key sectors of engagement include information technology, freelancing, e-commerce, EdTech, AgriTech, and creative industries. There is also a measurable increase in female participation. PBS data indicates that women constitute approximately 30% of registered freelancers, reflecting both economic necessity and changing social norms. The overarching goal is to convert Pakistan’s demographic dividend into tangible economic output. The second element is a vision of competency-based development. This cohort places primacy on skills, portfolios, and demonstrable output over credentials alone. There is growing demand for vocational training, digital literacy, artificial intelligence tools, and communication competencies. The emerging model is decentralized: one individual acquires a skill and disseminates it within their network. This peer-learning architecture has the potential to address gaps in formal education through non-formal channels. The third element is a vision of contributory citizenship. Gen Z associates nation-building with direct action. This includes environmental initiatives such as tree plantation, public health campaigns such as blood donation, and educational outreach in underserved areas. The conception of patriotism is thus operationalized. It is expressed not only through symbolic observance on 14th August, but through sustained engagement in community development. The narrative of 1947 is understood as securing independence. The narrative of 2026, from this perspective, is about deploying that independence toward institutional and social strengthening. Pakistan’s strategic advantage lies in this human capital. The generation is characterized by adaptability, enterprise, and networked awareness. The realization of this potential is contingent on the alignment of opportunities in skills development, digital infrastructure, and platforms for civic engagement. The trajectory of Pakistan will be determined in classrooms, in digital workspaces, in small enterprises, and in the aggregate of individual decisions made by over 110 million young citizens. With continued emphasis on learning, collaboration, and productive engagement, Gen Z possesses the capacity to advance national development objectives. This is their Pakistan, and the process of building it is already underway.

   For as long as the world can recall, the United States have controllably preserved their seat as the strongest one in the council of global superpowers- defeating the Nazis, USSR and setting their currency as the medium of trade and exchange. However, in recent events this strong hold seems to have become weakened as on the other side of the world a new power emerges, a power that the United States considers the biggest threat to their existence- the new super power China.   Ironically, China was still developing and submerged in poverty a few decades ago holding up its communist views and rejecting the new capitalist western world. Though they were not completely cut off on giving this new ideology a try, opening their first economic zone in Shenzhen in 1980 to pursue foreign investments and market based economic trade. Soon enough they realized the potential it had and once they started, they were quite impossible to stop.   It was in the 2010s that China had found numerous ways to include itself in the exporting and manufacturing industry. Every household was filled with items labeled “made in China”, however they were referred to as a low quality item hence cheaper. China nevertheless learnt, and they were fast learners. They knew that in a world dominated and feared by the United States they would have to have a friendlier approach. They started helping countries including Pakistan and many African nations with infrastructure projects in exchange for leverage and usage of their resources.   On the outside it seemed like a friendly deal, a helpful one even, but China knew that this was their way into achieving ultimate domination. The US was watching this very closely knowing very well what kind of abomination was taking place in front of their eyes, yet they could only spread propaganda about it, calling it “Debt trap Diplomacy” and “Predatory Lending”. The world did not give much thought since theyfinally had someone helping them without any threats and sanctions which they had experienced harshly in the past with the United States .   Uptil now, the USA still had the upper hand on oil and currency domination which was soon to get shaken up as well. Bill Clinton had put a ban on trading Iranian oil in his regime and so was done to Russia after they invaded Ukraine, meaning almost the whole world trading in US dollars could not buy Russian and Iranian oil.  Few of the other powerful currencies that could trade without the US dollar are euro, Japanese yen and Chinese yuan. Thus only China had the willingness to buy the sanctioned oil in their currency under different company names, trade routes which the US would find it difficult to identify and stop.   The United States has had  a history of having these geographical threats against major countries in order to secure their position. The same goes with China, with them using the strait of Malacca in southeast Asia as a passage they could close which would disrupt 80% of China’s oil trade. Chinese leaders have called this the “Malacca Dilemma” in the past.   Since the Iran war, it has come to light that China has once again found a path out of this misery and showed the world silently that this dilemma is far gone. When the whole world was panicking due to the Strait of Harmoz shutting down, China with no hurdles dropped their oil imports by 50% and started using their oil reserves which were more than double than usa. This was a direct showcase to the USA that even if they block straight out of Malacca- China will survive and wont go into an economic shutdown.   Now it is very evident that China has secured its position as an export leader, having significant oil reserves, defenses as well as the support of major countries through mutual diplomacy, and the US is forced down on its knees- especially after the Trump and Biden administration. The US has no options but to comply with China which was seen when Trump and his billionaire delegation visited China- which they were deemed to be intimidated by.

On 14 August 1947, Pakistan emerged as a new country with enormous challenges but also extraordinary potential. Seventy-nine years later, the question is not whether Pakistan has achieved anything, it certainly has, but why a country that began with comparable hopes to many newly independent nations has struggled to convert its human and natural potential into sustained prosperity, strong institutions and a secure future. The comparison becomes uncomfortable when we look at countries that began their modern journeys around the same period. Singapore became self-governing in 1959 and independent in 1965. Bangladesh became independent in 1971 after emerging from the same Pakistan that had been created in 1947. Taiwan’s post-war transformation accelerated from the 1950s onward. South Korea, independent since 1948, also started from extraordinary hardship. Their histories are very different from Pakistan’s, so simplistic comparisons would be unfair. Yet they demonstrate one important principle, institutions, continuity, human capital and economic strategy can transform countries even when starting conditions are difficult. Bangladesh is perhaps the most striking comparison because it began as the poorer and more politically disadvantaged wing of Pakistan. In 1971, its future looked extremely uncertain. Today, Bangladesh’s nominal GDP per capita is substantially higher than Pakistan’s, the World Bank reports about $2,593 for Bangladesh compared with about $1,479 for Pakistan in 2024. Bangladesh’s total GDP has also grown larger than Pakistan’s despite having a much smaller land area according to world bank open data. Singapore represents an entirely different model. A small island with few natural resources, it concentrated on competent administration, education, trade, infrastructure, investment and institutional discipline. Its 2024 GDP per capita was approximately $90,674, compared with Pakistan’s approximately $1,479. World bank open data says. Taiwan and South Korea followed another path, export-oriented industrialisation, investment in education and technology, strong state capacity and, eventually, increasingly democratic institutions. These countries did not become successful because their people were inherently more capable than Pakistanis. They created systems that allowed capability to produce results. So what happened to Pakistan? The first failure was institutional continuity. Pakistan spent much of its history moving between civilian governments, military rule, political confrontation and constitutional crises. Instead of allowing institutions to mature, every political transition often became a struggle over who controlled the state. The second failure was the weak rule of law. A country cannot become prosperous when laws are applied selectively, institutions are politicised and citizens do not have equal confidence in justice. Democracy is not merely the holding of elections, it requires constitutional supremacy, independent institutions, accountable government and protection of fundamental rights. The third failure was education and human capital. Pakistan has a huge young population, yet education has too often remained underfunded, unequal and disconnected from the needs of a modern economy. Countries that transformed themselves invested heavily in the quality of their people. Pakistan has frequently treated education as expenditure rather than as the country’s most important investment. The fourth failure was economic inconsistency. Pakistan repeatedly moved between economic models without developing a stable, long-term national strategy. Political governments changed priorities, economic crises produced short-term fixes, dependence on external financing repeatedly returned. Meanwhile, countries such as Bangladesh built globally competitive export sectors, particularly garments, while East Asian economies moved aggressively into manufacturing, technology and high-value exports. The fifth failure was population planning and social development. Pakistan’s population has grown enormously, while economic growth has not consistently kept pace with the needs of its people. The World Bank’s latest figures show Pakistan with a life expectancy of around 68 years, compared with 75 years in Bangladesh and 83 years in Singapore. The sixth failure has been our inability to build a culture of accountability without political revenge. Accountability is essential, but when it becomes a weapon used selectively against political opponents, it destroys trust rather than strengthening the state. The seventh and perhaps deepest failure is that Pakistan repeatedly confused national security with national development. Security is essential, but a nation’s ultimate security comes from educated citizens, a productive economy, social cohesion, constitutional government and opportunities for its young people. Pakistan’s people, however, did not fail Pakistan. Pakistanis have demonstrated remarkable resilience. They built businesses, universities, industries, hospitals, technology companies and a vast overseas community. Millions of Pakistanis work abroad and send billions of dollars home. In 2024, remittances were equivalent to about 9.4% of Pakistan’s GDP, according to the World Bank. The real tragedy is that the capacity of the Pakistani people has repeatedly been greater than the capacity of the systems governing them. Independence was supposed to mean more than freedom from colonial rule. It was supposed to mean dignity, justice, representation and opportunity. After 79 years, Pakistan therefore needs a different question. Not who is responsible for our problems? but what kind of state do we want to become? The answer cannot be another political slogan or another temporary economic package or presidential system of government . Pakistan needs constitutional supremacy, civilian and institutional stability, independent justice, free media, serious investment in education and health, economic continuity, women’s participation in the workforce, export-led growth, technological development and genuine local governance. The comparison with Bangladesh, Singapore, Taiwan and South Korea should not produce humiliation. It should produce reflection. We began with a dream. The unfinished task of Pakistan’s next generation is to turn that dream into functioning institutions, human development and dignity for every citizen. Seventy-nine years after independence, perhaps the most patriotic thing Pakistanis can do is not merely celebrate the birth of the country, but honestly ask why the promise of 1947 has still not reached every Pakistani.

June 24, 1989, Comrade Jiang Zemin assumed the charge of Secretary General of the CPC just after the Tiananmen Square incident. This was orchestrated by ideological rivals, who instigated people with foreign support under the guise of corruption, inflation, political participation, and human resource development for the new economy. No doubt there were challenges, but the government was doing everything it could to control them and bring positive change to people’s lives. It required patience and time. However, the ideological rivals and foreign forces decided to exploit that window of opportunity and bring down the CPC.   Therefore, right after assuming the charge, Secretary General Jiang Zemin had to deal with Western countries’ false propaganda campaign against China. The West was propagating that China used brutal force and undermined human rights. However, it did not shake his determination to restore stability, the cornerstone of CPC policy. CPC is convinced that without stability, the country cannot move forward. After tackling it, he focused on economic reforms, especially after becoming President and paramount leader in 1993. From here, a new phase of reforms started. The CPC, with President Jiang at its core, began to juggle policies and options to sustain growth, ensure stable government revenue, and address people’s problems. Thus, President Jiang Zemin, with the guidance of elders, especially Deng Xiaoping, accelerated the reforms and the introduction of market-oriented policies. He took many innovative decisions to accelerate economic growth, enhance outreach, and strengthen international relations and security. First, he kick-started the first phase of privatization to reduce the burden on the State and spur private sector growth. The number of State-owned enterprises fell from 262,000 to 159,000. Almost 40 million people lost their jobs, but China continued the reform.  However, China’s privatization was led by a wise and smart policy. First, China identified the requirements for the private sector and SOEs to ensure a balance between tax and non-tax revenue. Second, China did not privatize critical industrial sectors or enterprises. Third, China established mechanisms to mitigate the impact on people and keep them engaged, thereby ensuring stability.   Second, President Jiang Zemin led China’s accession to the World Trade Organization (WTO). It was another landmark decision, which revolutionized China’s economic growth and development. After joining the WTO, China grew and developed by leaps and bounds. It also ushered in a new era of global economic linkages, which helped China develop rapidly and curb poverty. China is now the world’s largest trading partner, with over US$6 trillion in 2025, and the second-largest economy. Third, he prohibited the army from taking part in economic ventures.  Third, he introduced a strategy to revitalize the economy through science and education. He launched two landmark initiatives, Project 211 and Project 985, under this strategy. Project 211 was designed to build institutions for the 21st century. It was decided that 100 universities would be prepared for the 21st century.  For that purpose, 115 universities were identified. Project 985 was designed to create world-class universities, and 39 universities were under the project.   On the diplomatic front, he also achieved many successes. First, Hong Kong and Macau were reunited with the mainland. Second, he signed a friendship treaty with Russia and launched the Shanghai Cooperation Organization (SCO) in collaboration with Russia. Now, the SCO is one of the world’s major organizations in a multipolar world. Fourth, he also completed China’s accession to the World Trade Organization (WTO).  However, President Jiang Zemin’s most significant work was his theory of the Three Represents: the development trend of China’s advanced productive forces, the orientation of China’s advanced culture, and the fundamental interests of the overwhelming majority of the Chinese people. The Three Represents theory is a major work of the Party, following Deng Xiaoping’s theory, in building the modern Party. It reflects the CPC’s philosophy and Chinese political culture, which emphasize evolution and reform in line with ground realities. However, the interests of the people must be the paramount guiding principle. President Jiang Zemin started work just after assuming the position of Secretary General, following Tiananmen Square.  The analysis of Three Represents highlights three important things. First, it urges the Party to better serve the people and embrace new classes. Thus, Three Represents opened the Party’s doors to new classes including entrepreneurs, businessmen, and professionals. It was necessary to diversify and give development new impetus by making the Party more inclusive. However, it sparked debate among Party members and other circles. The conservative elements of the Party were not ready to accept the business community and entrepreneurs. However, there was wider support for the inclusion within and outside the Party.  Second, Three Represents encouraged the enhanced role of science, education, and technology in leading the new phase of development. Although the revitalization of the economy through science and education was already underway, there was a need to accelerate the process further.  Third, the Party envisioned that it must strive to modernize culture in accordance with socialist values and norms.  Simultaneously, President Jiang Zemin also encountered some serious problems. First of all, relations with the USA were a constant irritant. The USA continued to interfere in Taiwan and internal affairs. The situation was further complicated by the bombing of the Chinese embassy in Belgrade and the Hainan incident by USA forces. The Hainan incident was a complicated issue that threatened peace. Second, the third Taiwan Strait Crisis appeared during his tenure. On the domestic front, he had to face an intensive debate over the inclusion of business groups and entrepreneurs in the Party. Moreover, privatization, especially after accession to the WTO, generated debate in the country. However, he solved these issues with wisdom and smart policy.   In conclusion, the above discussion indicates that President Jiang Zemin assumed leadership at a critical rather than a difficult time. However, he steered the country with dedication, wisdom, and smart policies. The ultimate objective of his policies was to serve the people and build an inclusive Party in line with new realities. That’s why he is considered one of

By Saqlain Abid Tarrar The 60-day U.S.-Iran understanding expired on August 17 without the breakthrough Washington and Tehran had hoped—or claimed—to seek. The agreement has effectively stalled, the Strait of Hormuz remains at the centre of the confrontation, and both sides continue to blame the other for the diplomatic failure. Iran has now warned that it could shift towards a more offensive posture if diplomacy does not progress. This leaves a disturbing question on the table: is the nuclear option becoming the next neutralisation node in the Iran war? The question gained momentum after former Congresswoman Marjorie Taylor Greene claimed that the use of nuclear weapons had been discussed in Trump administration strategy meetings. Such a claim should be treated cautiously because there is no independent evidence that President Donald Trump has ordered or formally approved a nuclear strike. Nevertheless, the allegation itself demonstrates how far the strategic debate has moved. The White House has maintained that nuclear use is not a proposal on the table. Yet Trump’s own rhetoric has made the situation increasingly difficult to ignore. He has declared that the United States has “total control” of Hormuz and described the idea of making the strategically vital waterway U.S. territory as attractive. The Strait of Hormuz is not merely another battlefield. Around one-fifth of the world’s oil and gas supplies normally pass through this narrow maritime chokepoint. Any prolonged closure therefore creates consequences far beyond Iran and the United States: higher energy prices, disrupted shipping, inflationary pressure and another shock to an already fragile global economy. So, what are the chances of the United States actually using nuclear weapons? At present, they remain extremely low—but low is not the same as impossible. History demonstrates how quickly supposedly unthinkable options can become military realities. The United States became the first country to use nuclear weapons in warfare when it dropped atomic bombs on Hiroshima and Nagasaki in August 1945. However, it would be historically inaccurate to argue that those attacks were simply conducted to test plutonium and uranium against the Soviet Union. The motives remain debated, including compelling Japanese surrender and influencing the emerging post-war balance with Moscow. The lesson, nevertheless, is unmistakable: once a state believes that an extraordinary weapon can achieve an extraordinary political objective, the threshold can become dangerously negotiable. That is why today’s situation deserves scrutiny. The Trump administration needs an exit from a war that has become increasingly difficult to convert into a decisive political settlement. The USS Abraham Lincoln has also endured an exceptionally long deployment, reportedly more than 240 days at sea, adding another layer of military and political pressure. But nuclear weapons would not provide a rational solution to that problem. Iran’s nuclear capability is certainly a serious concern. The IAEA reported that Iran had accumulated about 440.9 kilograms of uranium enriched to 60 percent before the 2025 attacks disrupted international verification. That material could theoretically produce significant quantities of weapons-grade material if further enriched, but possession of 60-percent enriched uranium does not mean Iran already possesses nuclear weapons. Iran, meanwhile, has suffered severe economic and infrastructural damage, yet its resistance has not disappeared. Tehran continues to signal that it will not simply surrender under pressure. The danger is therefore that military escalation creates the very nuclear insecurity Washington says it wants to prevent. Russia and China could condemn any nuclear use and mobilise diplomatic opposition. The United Nations could debate emergency resolutions. European governments could strongly object. But none of these actors could physically intercept an American warhead once Washington had made the decision. That makes the most important restraint internal: the political and strategic judgment of the American leadership itself. And there is an even larger regional consequence. If Iran were struck with nuclear weapons, Gulf states could reach a frightening conclusion: conventional alliances may no longer provide sufficient security. Saudi Arabia, the UAE, Türkiye and others could reconsider their long-term strategic options. Nuclear hedging and proliferation could become increasingly attractive. That would transform the Middle East permanently. The irony would be profound. An American nuclear strike intended to prevent Iran from becoming a nuclear power could encourage an entire region to seek nuclear deterrence. Hormuz may eventually be reopened through negotiations, military pressure or a new regional security arrangement. But once the nuclear taboo is broken, restoring it would be far more difficult. The nuclear option should therefore remain the last option—not because it is weak, but because its consequences are stronger than any victory it could deliver. Power can neutralise an opponent. But when power is unleashed without restraint, it can ultimately neutralise the international order itself.

Pakistan’s banking sector is experiencing a fast pace digital transformation, which includes inception of new digital banks as well as digitalization of the banking services, like Raast, Roshan Digital Accounts etc. Nevertheless, this digitalization sometimes causes technology mistakes / errors in the banking systems as well. One such issue, though to a little extent, is the matter of mistakenly credited amounts to the customers’ accounts, due to system glitches. And unluckily, it is rare that the customers, who are beneficiaries of such mistaken credits, ever bother to intimate the banks about it or return the mistakenly credited amounts. The recovery of such amounts is though legally possible, however, since it is civil cause action, falling within the jurisdiction of civil courts, therefore, it becomes cumbersome for the banks to recover such amounts, easily and speedily. Needless to mention that the subject recovery does not fall within the jurisdiction of the Banking Courts and hence, speedy trial / summary procedure trial is not available for this kind of recovery. In addition, it is also difficult in these cases to have the support of the law enforcement agencies, due to some legal framework’s problems. Luckily, a learned Judge of the Lahore High Court Lahore has recently passed a remarkable judgement on the subject matter, which will support the banks, in such matters. The judgement is regarding a case, where a bank’s system mistakenly credited a significant amount to one of its customers, who utilized a major portion of the amount . The bank pursued the customer and he gave a cheque for the amount involved. The cheque was later bounced, due to insufficient funds in the account and the bank then lodged FIR against him under Section 489-F. He was arrested and his bail was refused by the lower Court, against which he approached the High Court. The High Court observed that the amount received by customer was not meant to be utilized by him, but it was to be retained and preserved by him for return back to the bank. The Honourable Court further observed that the customer was supposed and required to inform the sender/bank regarding the error and make arrangements for its return to the owner/bank. Furthermore, the Honourable Court observed that as soon as the customer became in a position to exercise his control over the property, the property stood entrusted to him impliedly, but he instead of returning the same to its owner/bank, withdrew significant amount and embezzled the same, as such offence punishable under Section 406 of PPC was fully attracted against him. This case will become a precedent that if a bank customer receives mistakenly credited amount in his account and utilizes it, then it will be an offence of Breach of Trust, under Section 406 of Pakistan Penal Code. The Judgement is reported as PLJ 2025 Cr. C 797 LHC.