change must

Change we must

In a world driven by technology, only change is permanent. Change we must, but how? Transition from one system to another is perhaps the biggest challenge that we have not been able to cope with. Half-baked solutions with underage players cannot deliver. Reminds me of Einstein’s famous quote: “We cannot solve our problems with the same thinking we used when we created them.” Steve Jobs, one of the greatest technologists of the 21st century, went even further by saying: “Either lead or get out of the way.”

A few years back I was doing some research on universities and their impact on setting the course of nations. Syed Ahmed Khan’s Aligarh Muslim University stood out. It produced the Change Managers who not only led the freedom movement but also had the capacity to sustain it. The Islamic Republic of Pakistan (IRP) desperately needs such individuals who can understand and then manage the needful. In the year 1875 he founded the MAO College (Mohammadian Anglo Oriental College) which later grew into a university in the year 1920. He passed away in 1898 but the institution grew. Later on, Allama Iqbal led the movement, and finally it was Muhammad Ali Jinnah who succeeded in carving a new homeland in August 1947 for the Muslims of the Indian Subcontinent. Unfortunately, he did not live long enough to lay the foundations of the new state, but he did leave clear guidelines for the inherited establishment to follow (Armed Forces, Bureaucracy).

After taking over in October 1999, Pervez Musharraf created a think tank called the National Reconstruction Bureau (NRB). Headed by Lt. Gen. Tanvir Naqvi, it was located in the Chief Executive (CE) secretariat. The task was to design and execute political and administrative reforms in the country. I was invited to give my input. Naqvi Sb was very confident about delivering meaningful change. His main focus was on devolution of power. As a student of management, I asked him a simple question: “Who will implement his plan?” Bureaucracy, of course, was his quick reply. He did not have an answer to my second concern: “Why will they implement a plan which reduces their power?” He then decided to get rid of me by saying if I wanted to discuss implementation details, I should go to the third floor to the CE’s office. Finally, he stepped down and was replaced by a young novice who lacked the experience and clout to deliver meaningful change.

Then there was another initiative called the National Commission for Human Development (NCHD), led by a pediatrician from a small town in Oregon. The worthy Dr assured the CE that he would manage funds from abroad while the local expenses were to be provided by the Government of Pakistan (GOP). Various centers were established across the country and staff recruited. While GOP provided the internal resources, the external help never came despite fundraising efforts abroad. The CE was convinced that the two sectors were well covered, but they were not. Finally, NCHD became a liability and was shut down and the staff laid off.

During my term as Chairman, Pakistan Science Foundation (PSF), I lobbied for technocrats to head technical ministries, which was not well received by the powers that be. Commercialization and application of research is the biggest challenge faced by the R&D sector of the country. When I was denied an extension after the completion of my term, I paid a farewell visit to the Secretary MOST (Ministry of Science and Technology). It was a friendly meeting; the Secretary appreciated my work but complained that I did not follow his guidelines. While leaving, he pointed at the board where the names of his predecessors were written. I still remember his words: “Only our names make it here.” He did not like my spontaneous response: “Time will tell,” and it did. My lobbying prevailed; a retired Chairman of PAEC (Pakistan Atomic Energy Commission) replaced him. Though he had no commercial background, I decided to guide and support him. He recommended major investments in creating public sector entities like HMC III, run by PAEC, for meeting their equipment needs. At best, only pilot plants were viable for transfer of technology from laboratory to industry. He was unable to get the funds. As such, his term ended with no major breakthrough, and business as usual continued.

Pakistan has a federal structure of governance. Federating units are diverse with differing needs. I am in favor of devolution, but the task on hand is not simple. The forces of status quo are too entrenched. Change Managers are needed at all levels. Complexities have to be understood and managed. There has to be consensus on the road map. Islamabad has an archive of failed plans. The same mistakes should not be repeated again. The first challenge is to find qualified individuals with solid re-engineering experience to lead the crusade. Einstein and Jobs were two brilliant brains of their times; we must value their outlook to move forward and avoid chaos and confusion. Oversimplification of the task at hand must be avoided.

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  • Democratic Technocracy and a New Administrative St…

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  • The exile who remained intellectually at home

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Rehman, Zafar Iqbal Mirza—affectionately known as ZIM—Alys Faiz and Amin Mughal represented journalism as a public trust rather than a commercial enterprise. Reflecting on those formative years in my tribute to ZIM, I wrote: “Amin Mughal and Alys Faiz were so proficient in writing that few could match their stature. They also taught me the art of journalism with great affection and dedication.” That remains one of the greatest blessings of my life. Professor Mughal taught by example. His scholarship was vast, his editing precise and his intellectual standards uncompromising. He corrected younger colleagues without belittling them and encouraged inquiry without demanding conformity. The Viewpoint collective stood firm during General Ziaul Haq’s brutal dictatorship, when truth invited censorship, dismissal, imprisonment or exile. Literature and journalism became important sites of resistance during those years. Professor Mughal understood that control over language, culture and historical memory was central to authoritarian rule. His engagement with Urdu and Punjabi literature was therefore never merely aesthetic; it was part of a larger struggle to recover suppressed voices and alternative visions of Pakistan. Forced into political exile in 1984, he settled in London and never returned to Pakistan. Exile, however, could not sever his intellectual or emotional relationship with his homeland. He worked for Daily Jang and, in the early 1990s, edited the Urdu daily Awaaz. Although the newspaper survived for only a little over a year, it represented another attempt to provide Britain’s Pakistani community with a serious and progressive public forum. Writing in The News on Sunday in 2008, Arif Azad recalled Professor Mughal as looking “his usual sharp and buoyant self, dressed in impeccable attire as is his wont.” He described him as belonging to “the vanishing breed of left-wing Pakistan intellectuals” in whom one could still discern the lofty and humane aspirations associated with Pakistan’s early journey. The description was exact. Professor Mughal’s impeccable dress reflected something deeper: an inner discipline, dignity and refusal to be diminished by adversity. Political persecution could deprive him of employment and homeland, but it could not deprive him of intellectual independence or personal grace. His Finchley home gradually became, in Arif Azad’s memorable formulation, “a port of call” for visiting writers, politicians and political and cultural activists from both sides of the border. For decades it served as an informal salon, archive and classroom. Generations of visitors encountered there a formidable memory, an incisive mind and a host of unfailing generosity. Even when he withdrew from active engagement in South Asian politics, he remained an enduring reference point for politically conscious Pakistanis in Britain. His interests ranged across philosophy, literature, history, political economy and contemporary affairs. He wrote perceptively on Bhagat Singh and, following Benazir Bhutto’s assassination, produced After Benazir Bhutto: Some reflections. Although he had opposed her politics, he recognised her courage and wrote that in the imagination of the masses she had acquired a mystical significance destined to inspire future struggles. That ability to rise above personal political preference and acknowledge truth distinguished him as a genuine intellectual. Professor Mughal’s life reminds us that exile is not merely physical displacement. It is also the condition imposed upon ideas that a state refuses to accommodate. Pakistan expelled or marginalised many of its finest minds and then wondered why intolerance, intellectual poverty and historical amnesia prevailed. Professor Mughal remained physically in London, but intellectually he never ceased to inhabit the Pakistan for which he had struggled. One by one, the great teachers of my Viewpoint years have departed. Their passing makes the country feel lonelier and its moral landscape immeasurably poorer. Professor Amin Mughal leaves no office, fortune or monument carrying his name. His true legacy survives in the minds he liberated, the writers he encouraged, the causes he defended and the generations he taught to question received wisdom. Farewell, dear mentor and friend. You lived in exile, but your ideas never left us. They will remain at home wherever people struggle for a democratic, pluralistic, just and humane Pakistan.

  • Poetry, Power & Humanity—IV Bulleh Shah: Be…

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Shah Hussain crossed the narrow passage between possession and freedom [Poetry, Power & Humanity—III:  Shah Hussain: Crossing the Narrow Passage of Love & Rebellion, Minute Mirror, July 21, 2026]. Bulleh Shah interrogated the walls on either side. Who constructed them? Who benefits when human beings are separated into pure and impure, believer and unbeliever, ruler and subject, high-born and low-born? His poetry exposes how identity, initially a source of belonging, can be converted into an instrument of hierarchy. اُٹھ گئے گوانڈھوں یار رَبّا ہُن کیہ کریے Uth gaye gawandhon yaar Rabba hun ki kariye The Beloved has left the neighbourhood; Lord, what am I to do now? اُٹھ چلّے ہُن رہندے ناہیں ہویا ساتھ تیار رَبّا ہُن کیہ کریے Uth chale hun rehnde nahin Hoya saath tayyar Rabba hun ki kariye He has risen and departed; the caravan stands ready, and he will remain no more. Lord, what am I to do now? ڈاڈھ کلیجے بل بل اُٹھے بھڑکے بِرہوں نار رَبّا ہُن کیہ کریے Daadh kaleje bal bal uthe Bharke birhon naar Rabba hun ki kariye The depths of my heart are aflame, kindled by the fire of separation. Lord, what am I to do now? بُلھا شاہ پیارے باجھوں رہے اُرار نہ پار رَبّا ہُن کیہ کریے Bulla Shah piyare bajhon Rahe uraar na paar Rabba hun ki kariye Without the Beloved, says Bulleh Shah, I remain stranded midstream, reaching neither shore. Lord, what am I to do now? The kafi begins with departure, though it does not end in private sorrow. The familiar neighbourhood has lost its centre; the traveller is left between shores. This is the existential moment preceding Bulleh’s interrogation of identity. Once the familiar world departs, inherited answers can no longer shelter us. “What am I to do now?” becomes the cry of every human being whose social certainties have collapsed. Bulleh Shah lived in a Punjab experiencing political dislocation, declining Mughal authority and sharpening religious and social conflict. His spiritual choice itself challenged inherited hierarchy. Born into a Syed family, he accepted Shah Inayat, traditionally identified with the Arain community, as his murshid. Knowledge and spiritual worth were thus placed above genealogy. Their relationship was not merely devotional; it denied the proposition that dignity could be inherited by one group and withheld from another. His choice of Punjabi carried similar democratic force. Persian was associated with administration and cultivated elites; Arabic commanded religious authority. Punjabi was the living speech of cultivators, artisans, women, faqirs and labouring communities. Through the kafi, philosophy ceased to be the exclusive property of courts and seminaries. It could be remembered, sung and transmitted without permission from those controlling formal knowledge. The kafi was central to Bulleh Shah’s poetic expression and to the wider Sufi traditions of Punjab and Sindh. Bulleh’s resistance becomes sharper in the following kafi, where he compares the ostentatiously pious with dogs. راتیں جاگیں کریں عبادت راتیں جاگن کُتے تیتھوں اُتے Raatin jaagein karein ibaadat Raatin jaagan kutte Taithon utte You remain awake at night in worship; dogs keep vigil too— and surpass you. بھونکنوں بند مول نہ ہندے جا روڑیں تے سُتے تیتھوں اُتے Bhonkanon band mool na honde Ja roorin te sutte Taithon utte They never cease their watchful barking, then sleep upon a refuse heap— and surpass you. خَسم اپنے دا در نہ چھڈدے بھاویں وجن جُتے تیتھوں اُتے Khasam apne da dar na chhadde Bhaven vajjan jutte Taithon utte They never abandon their Master’s door, though struck repeatedly— and surpass you. بلھے شاہ کوئی رَخت وِہاج لے نہیں تے بازی لے گئے کُتے تیتھوں اُتے Bulleh Shah koi rakht vihaaj lai Nahin te baazi lai gaye kutte Taithon utte Bulleh Shah, acquire provisions for the journey, or the dogs will carry away the prize— and surpass you. The poem reverses an established hierarchy with deliberate audacity. The dog, conventionally treated as impure, becomes the moral teacher; the visibly devout human being becomes the object of satire. Bulleh does not ridicule worship. He asks what worship is worth when it produces neither loyalty nor humility. The dog remains at its master’s threshold despite hunger, rejection and blows. The worshipper may remain awake, although ritual performed for reputation can coexist with pride, cruelty and the pursuit of power. This distinction is critical. Bulleh Shah’s target is not religion but its conversion into social capital. Piety becomes another possession—something to display, trade and employ against others. In Erich Fromm’s terms, the mode of “having” invades faith: one “has” learning, sanctity, lineage and followers. Bulleh insists upon the mode of “being”, where truth appears through conduct rather than claim. The dog’s fidelity defeats the worshipper’s performance. The same assault on borrowed identity culminates in three immortal lines: بلھیا! کی جاناں میں کون Bulleya, ki jaana main kaun? Bulleh, how can I know who I am? نہ میں مومن وچ مسیتاں نہ میں وچ کفر دیاں ریتاں Na main momin vich maseetan Na main vich kufar diyan reetan I am not confined to the believer in the mosque, nor to the rituals called unbelief. نہ میں موسیٰ، نہ فرعون Na main Moosa, na Firaun I am neither Moses nor Pharaoh. Bulleh removes the available answers one after

  • Mistaken Credit to a Bank Account: Legal Position

    Pakistan’s banking sector is experiencing a fast pace digital transformation, which includes inception of new digital banks as well as digitalization of the banking services, like Raast, Roshan Digital Accounts etc. Nevertheless, this digitalization sometimes causes technology mistakes / errors in the banking systems as well. One such issue, though to a little extent, is the matter of mistakenly credited amounts to the customers’ accounts, due to system glitches. And unluckily, it is rare that the customers, who are beneficiaries of such mistaken credits, ever bother to intimate the banks about it or return the mistakenly credited amounts. The recovery of such amounts is though legally possible, however, since it is civil cause action, falling within the jurisdiction of civil courts, therefore, it becomes cumbersome for the banks to recover such amounts, easily and speedily. Needless to mention that the subject recovery does not fall within the jurisdiction of the Banking Courts and hence, speedy trial / summary procedure trial is not available for this kind of recovery. In addition, it is also difficult in these cases to have the support of the law enforcement agencies, due to some legal framework’s problems. Luckily, a learned Judge of the Lahore High Court Lahore has recently passed a remarkable judgement on the subject matter, which will support the banks, in such matters. The judgement is regarding a case, where a bank’s system mistakenly credited a significant amount to one of its customers, who utilized a major portion of the amount . The bank pursued the customer and he gave a cheque for the amount involved. The cheque was later bounced, due to insufficient funds in the account and the bank then lodged FIR against him under Section 489-F. He was arrested and his bail was refused by the lower Court, against which he approached the High Court. The High Court observed that the amount received by customer was not meant to be utilized by him, but it was to be retained and preserved by him for return back to the bank. The Honourable Court further observed that the customer was supposed and required to inform the sender/bank regarding the error and make arrangements for its return to the owner/bank. Furthermore, the Honourable Court observed that as soon as the customer became in a position to exercise his control over the property, the property stood entrusted to him impliedly, but he instead of returning the same to its owner/bank, withdrew significant amount and embezzled the same, as such offence punishable under Section 406 of PPC was fully attracted against him. This case will become a precedent that if a bank customer receives mistakenly credited amount in his account and utilizes it, then it will be an offence of Breach of Trust, under Section 406 of Pakistan Penal Code. The Judgement is reported as PLJ 2025 Cr. C 797 LHC.

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