negligence becomes epidemic

When Negligence Becomes an Epidemic, a Wake-Up Cal…

Health is the foundation upon which every nation builds its future. More specifically in Pakistan which is underdeveloped. No country can claim sustainable progress while its citizens continue to suffer from preventable diseases, unsafe medical practices, and a healthcare system weakened by negligence and poor governance. Unfortunately, Pakistan finds itself confronting these very challenges, where public awareness remains limited, people prefer malpractice upon the real HCPs, healthcare standards are inconsistently enforced, and accountability is often absent, (absence of accountability is the major issue in my opinion).

 

The recent reports of children allegedly contracting HIV following treatment at a healthcare facility in Karachi have deeply disturbed the nation. Whole Karachi is feeling a fear to go to any hospital, especially in public sector. Regardless of the outcome of ongoing investigations, the incident has exposed an uncomfortable reality, patient safety cannot be left to chance. A single lapse in infection control, sterilization, blood screening, or injection practices can permanently alter the lives of innocent patients and destroy public confidence in the healthcare system.

 

Healthcare is not merely about prescribing medicines or performing procedures. It is a responsibility that demands competence, discipline, ethical conduct, and strict adherence to internationally accepted standards. Every hospital, whether public or private, must operate under robust quality assurance systems. Sterilization protocols, infection prevention measures, waste disposal, blood safety, medication management, and continuous staff training are not optional, they are the minimum requirements for safe patient care. Equally concerning is the widespread public attitude toward health. Many people ignore symptoms until illnesses become severe. Self-medication, unqualified practitioners, unnecessary injections, and delayed medical consultation continue to place countless lives at risk. Public health awareness must become a national priority. Prevention is always less costly and more effective than treatment.

 

However, responsibility does not rest with the public alone. Healthcare institutions must also examine their own shortcomings. In many facilities across Sindh and other parts of Pakistan, shortages of trained professionals, inadequate supervision, poor infection control practices, and weak administrative oversight compromise patient safety. Quality healthcare cannot be delivered where merit is overlooked, competent professionals are undervalued, and management positions are assigned without the necessary expertise and accountability.

 

Healthcare administration should be treated as a specialized profession. Hospitals are complex organizations that require qualified leaders capable of managing clinical governance, quality improvement, patient safety, risk management, and human resources. Administrative decisions directly affect patient outcomes. Therefore, appointments to key management positions must be based on competence, experience, and professional qualifications rather than favoritism or administrative convenience. Another neglected area is the implementation of quality management systems. Every healthcare facility should maintain active infection control committees, medication safety programs, pharmacovigilance systems, incident reporting mechanisms, and regular internal audits. Compliance with national standards should not be limited to inspection days but should become part of everyday practice.

 

The role of pharmacists, nurses, laboratory professionals, infection control specialists, and other allied health professionals must also be strengthened. Modern healthcare depends upon multidisciplinary collaboration. Patient safety improves when every healthcare professional performs within clearly defined responsibilities and works together under an effective governance framework. Regulatory authorities also bear a significant responsibility. Licensing alone is insufficient. Regular inspections, transparent investigations, prompt corrective actions, and meaningful penalties for serious negligence are essential to restore public confidence. Accountability should never be selective. Whether the institution is public or private, patient safety must remain the highest priority.

 

Furthermore, Pakistan must invest substantially in continuous professional education. Medical knowledge evolves rapidly, and healthcare workers require regular training in infection prevention, patient safety, antimicrobial stewardship, emergency preparedness, and quality improvement. Competence is not achieved through qualification alone; it must be maintained throughout one’s professional career. The tragedy involving innocent children should not become another forgotten headline. It must serve as a turning point for meaningful healthcare reform. Every adverse event should encourage learning, strengthen systems, and prevent future harm rather than becoming another statistic buried in official reports.

 

A nation’s healthcare system reflects its collective values. If we tolerate negligence, ignore standards, and compromise merit, we inevitably place every patient at risk. But if we prioritize competence, accountability, transparency, and patient safety, Pakistan can build a healthcare system worthy of public trust.

 

The health of our people is not merely a medical issue; it is a national responsibility. Every citizen deserves safe treatment, every child deserves protection from preventable harm, and every healthcare institution must be held to the highest standards of professional excellence. The time for complacency has passed. The time for reform is now.

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  • Pakistan’s Development Partners

    Like other developing countries around the globe, Pakistan also seeks to optimize a higher and impact-oriented investment rate in order to achieve higher and sustainable economic growth. In this regard, Pakistan’s development partners provide knowledge advisory and financial assistance to support implementation of economic reforms that will spur sustainable economic growth. The priority of the incumbent federal government headed by Prime Minister Muhammad Shehbaz Sharif is to undertake development partners’ engagements around two key objectives: (i) achieve sustainable social and economic growth as envisioned in its development plans to reduce poverty and inequality, and to create equitable access to social services and create employment opportunities for the youth, and (ii) address the external and fiscal imbalances for enhanced macroeconomic stability. The disbursement of Foreign Economic Assistance (FEA) remained low during the financial year 2025-26, as against budgeted figures of Rs 5777654.488 million, foreign assistance received was Rs 5024516.997 million. For the new financial year 2026-27, Pakistan was most likely to receive Rs 6779624.460 million (US $ 23.38 billion) from its development partners. Breakup-wise, Pakistan will be borrowing US $ 400.422 million (Rs 116122.423 million) from bilateral resources, US $ 4866.223 million (Rs 1411204.727 million) from multilateral resources, (US $ 235.000 million) from foreign commercial banks, US $ 12000.00 million (Rs 3480000.000 million) through bilateral deposit, US $ 1122.370 million (Rs 325487.300 million) through Naya Pakistan Certificate, and US $ 530.000 million (Rs 153700.000 million) from International Monetary Fund (IMF). Foreign assistance secured by Pakistan from its development partners also include, as usual, foreign aid for autonomous bodies such as WAPDA (Power), National Transmission and Dispatch Company (NTDC), National Highway Authority (NHA), and Power Division. Higher Education Commission (HEC) and SUPARCO were among the autonomous bodies who also received foreign assistance during the financial year 2025-26, but both of these were not among the foreign assistance beneficiaries somehow for the just commenced fiscal year 2026-27. Figures have been avoided for want of space, please. External resources, as per information available from the official sources, are derived from a combination of financing instruments, including project loans and grants, programme loans and other loans. Project loans and grants are received from specialised International Financial Institutions and friendly countries with specific purposes; project loans and grants for Public Sector Development Programme (PSDP) are received for various projects being executed by Federal Government, Provincial Governments and various Autonomous Bodies such as WAPDA, PEPCO, NHA, etc.; there are certain projects which are kept out of PSDP and executed by Federal and Provincial Governments and Autonomous Bodies by receiving project loans and grants; programme loans are provided for budgetary support and are linked/tied with achievement of specific targets and goals; and other loans comprise of loans from Islamic Development Bank, Sovereign Bonds, Sukuk Bonds, etc. raised from non-traditional sources. Bilateral sources included China, Denmark, France, Germany, Italy, Japan, Korea, Kuwait, Oman, Saudi Arabia, and the USA. Multilateral sources included Asian Development Bank (ADB), Asian Infrastructure Investment Bank (AIIB), EIB, International Bank for Reconstruction & Development (IBRD), International Development Association (IDA), International Fund for Agricultural Development (IFAD), IsDB, PEC Fund and the United Nations, and the International Monetary Fund (IMF). There was no Saudi Arabia Time Deposit and no SAFE China Deposit commitments for the financial year 2026-27. World Bank, Asian Development Bank (ADB), Asian Infrastructure Investment Bank (AIIB) and IsDB were the major multilateral development partners who have conducted important diagnostic studies as well as formulated well-aligned medium-term country partnership strategies. Developments in Pakistan’s economy were also being closely monitored and rated by important rating agencies like Fitch, Moody’s and S & P which help Pakistan in accessing capital markets. Support from development partners and international financial institutions is critical to implementing the federal government’s agenda for sustained and balanced development for the people. The aim and objective of seeking foreign or external financial assistance can be stated as “promoting economic and social development in the developing countries.” It can also be defined as “Administered transfer of resources from a donor country or international financial agency to the developing countries with a view to encourage economic growth.” Foreign aid can be in the form of money, goods or technical assistance and can also be between two (bilateral) or many (multilateral) countries/institutions. Foreign aid is also looked for to meet both the economy’s balance of payments gap and investment gap. That is why project and technical assistance alone are not sufficient.

  • Privatization of DICSOs. Why Pakistan Should Hand …

    Pakistan is about to privatise three of its distribution companies — FESCO, GEPCO and IESCO — and call it reform. It is not reform. It is triage, dressed up by three institutions that have run out of the credibility to call it anything else. The government picked these three not because they are the future of Pakistan’s grid, but because they are the only ones healthy enough to survive being sold. Their transmission and distribution losses sit around 9–10 percent, low by Pakistani standards, and their books are clean enough to attract a buyer. That is not a privatisation strategy. That is a garage sale of the family’s least broken furniture while the roof still leaks — supervised by the very carpenters who let the roof rot. And look who is showing up to bid. Expressions of interest have come from a handful of Pakistani business houses — conglomerates looking for a new asset class. Not one of them has run a national distribution network at scale, with the theft, the political interference, and the feeder-level rot that defines an ex-WAPDA DISCO. We have seen this film before. It was called K-Electric. At the time of its 2005 privatisation, KE was drawing a subsidy of roughly Rs 8 billion. Two decades later, it needed a Rs163 billion tariff differential subsidy in the FY2026–27 federal budget just to keep its consumers’ bills from reflecting its own inefficiency. Twenty-fold growth in the subsidy bill is not what privatisation was sold as. If that is what “successful” privatisation looks like, Pakistan should be terrified of doing it two, or eleven, more times. The rot is institutional, and it has three addresses. NEPRA has spent years rubber-stamping tariff hikes, capitulating to circular debt, and failing to enforce performance standards on the DISCOs it already regulates — a ceremonial regulator that confuses notifying a tariff with governing a sector. CPPA-G, sitting at the centre of the power purchase and settlement system, has presided over a circular debt mountain that keeps climbing regardless of who is nominally in charge, and has never been made to answer for it. And the Ministry of Power itself has spent a decade approving capacity contracts, rejecting cheaper foreign offers, and rotating leadership through the same small circle of appointees who preside over one crisis and then the next. None of these three institutions has the standing left to supervise a privatisation of this scale. Handing FESCO, GEPCO and IESCO to private buyers while NEPRA still writes the tariff rules, CPPA-G still runs settlement, and the Ministry still calls the shots is not privatisation — it is a death sentence dressed in a share-purchase agreement, executed slowly, one quarterly tariff adjustment at a time, on the very consumers this reform claims to protect. A regulator that could not discipline a state-owned utility is not going to discipline a private one with dollar-indexed tariff protections and lawyers on retainer. Investors bidding for FESCO, GEPCO and IESCO are already demanding exactly that: payment guarantees in US dollars, contractual protection against future renegotiation, and freedom to slash staff. Pakistan is not privatising its grid. It is handing three of its most valuable state assets to whoever negotiates the toughest exit clause, under a regulator, a market operator, and a ministry with no track record of holding anyone to account. There was a better road, and Pakistan turned it down. In 2016, Chinese Smart Grid firms — brought to the table personally (Engineer Arshad H Abbasi) in that effort — offered to bring smart grid technology into Pakistan’s distribution network, the same technology that helped State Grid Corporation of China push national transmission and distribution losses down to roughly the mid-single digits in recent years. The proposal on the table was a shared-risk model: China would modernise the DISCOs into smart grids over a decade, splitting recovered losses fifty-fifty with the state. It would have cost Pakistan almost nothing upfront and aligned China’s incentives directly with reducing theft and technical loss — the two diseases actually killing Pakistan’s grid. The Ministry of Power and the Planning Commission rejected it. A parallel 2015 pitch to interconnect Pakistan’s grid with China’s has sat on the drawing board for over a decade. Meanwhile Pakistan built its way into the LNG and imported-coal trap that now drives the very capacity payments crushing consumers and taxpayers alike — a trap Chinese engineers, who have spent thirty years wiring one of the largest and most loss-efficient grids on earth, would likely have steered Pakistan away from. Compare the region. India already exports power to Nepal, Bhutan and Bangladesh and is deepening links with Sri Lanka and Myanmar. Bhutan alone hosts roughly 3,156 MW of Indian-financed hydropower capacity across five major projects — a model of a regional power partner investing in generation rather than merely trading finished electricity. Pakistan, by contrast, cannot even get its own national grid properly connected into Gilgit-Baltistan or Gwadar, a port city that still runs short of reliable power despite sitting at the centre of a multi-billion-dollar Chinese economic corridor. China already has more than 5,000 MW of committed CPEC power capacity inside Pakistan, selected and negotiated by the Planning Commission, and a demonstrated willingness to build hydropower in difficult terrain. It is time to stop pretending Pakistan can manage this alone. Invite China to finance and build the hydropower across GB, AJK and KPK the way India financed Bhutan, and let Pakistan’s surplus eventually be wheeled toward Afghanistan, toward India, even toward China itself — which still needs to retire coal capacity and would gladly take clean power off a friend’s grid. Because that is what China has been, in a relationship most Pakistanis do not need convincing about: a friend when the ledger was empty, a builder when nobody else would build, a partner sweeter than honey and, on the balance sheet of sixty years of cooperation, standing taller than Everest over every other option on the table. NEPRA and CPPA-G have failed

  • Lessons from South Korea

    South Korea is one of the most remarkable countries in the world. Shortly after the mid-20th century, South Korea was one of the poorest countries in the world. According to World Bank, it had a per-capita gross domestic product (GDP) of roughly 159 USD in 1960. The Helen Kellogg Institute For International Studies (University of Notre Dame) points out that South Korea’s per-capita income in early 1960 was lower than Haiti, Ethiopia and Yemen and over 40% of the South Korea’s population was suffering from absolute poverty. However, with right public policy actions implemented in the right direction, South Korea was among the most rapidly growing economies in the world by the start of 21st century. Do you know that South Korea had exponentially increased its per-capita GDP to 12,710 USD (in 2000) that then sky-rocketed to over USD 36000 in 2025? A question that one would ask is, what formed the basis of this rapid economic growth and a resulting reduction in poverty in South Korea? A World Bank report “Republic of Korea: Four decades of equitable growth” points out that South Korea has experienced rapid economic growth in 1990, where its real GDP grew by over 5 percent each year except 1998. Absolute poverty decreased incredibly in South Korea during 1975 – 2001. Those who remained poor were either had low educational achievements or were unemployed or underemployed. In 1975, South Korea earned USD 12.4 billion through trade that then skyrocketed to a trade volume of USD 314.6 billion in 2002. Thus, in a span of 27 years, trade volume of South Korea increased over 25 times which is nothing less than a remarkable success story. A journey that helped South Korea to achieve rags-to-riches status in 3 decades time. In my opinion, education made a significant difference in South Korean society and made it more socially resilient to meet the challenges of today and tomorrow. As we all know that with education and the use of common sense, we make better life choices that then helps us is attaining better results for us and our families. Do you know that South Korean society is one of the most educated societies in the world? As per Organization for Economic Co-operation and Development (OECD), over 58% of masses in South Korea has tertiary education. In-fact, South Korea performed better than Luxembourg, Australia, Norway, Netherlands and several other countries when it comes to percentage of masses (25 – 64 years) who have completed tertiary education in 2025. Highly educated masses mean highly qualified labour that can help any country in commencing sustainable social and economic development over a sustained period. We all are familiar with Samsung Electronics and the leading role it plays in connecting countries and people across the globe. Do you know that Samsung Electronics is a South Korean company? In 2025, Samsung Electronics declared a revenue worth a whooping USD 233.3 billion. Similarly, Hyundai Motor Co., Ltd is another South Korean motor vehicles and parts manufacturing company. According to Forbes, in 2025, Hyundai Motor Co., Ltd declared a financial revenue worth a whooping USD 128.4 billion including a profit of USD 9.1 billion. Hyundai Motor Company pointed out that it sold over 4 million vehicles worldwide out of which close to a million vehicles were electrified vehicles. Likewise, Kia Corporation is South Korea’s oldest motor vehicles manufacturing company and has a capacity to produce over 1.4 million vehicles each year. Kia Corporation has over 40,000 employees and normally reports an annual revenue of over USD 17 billion each year.  LG Electronics is another South Korean tech giant that reported a revenue of USD 62 billion in 2025. Finally, SK Hynix Inc is another South Korean company that manufactures semiconductor products and had reported an annual revenue of USD 51.2 billion in 2025 with profits over USD 18 billion. It is crucial to mention here that SK Hynix Inc is among the largest memory chip manufacturer’s in the world and acts as a rival to Samsung. Moreover, it is an important memory supplier to Apple and the components supplied by SK Hynix Inc are widely used in iPhone, iPad and MacBooks. Carnegie Endowment for International Peace reports that South Korea’s gross domestic product (GDP) was USD 1.71 trillion in 2023 and its per-capita GDP was USD 33,121. Do you know that in 2020, South Korea invested USD 112.9 billion on domestic research and development (R&D). Globally, it stood on fifth position when it comes to spending on R&D. Top spending on R&D in 2020 was commenced by United States with USD 720.9 billion, followed by China with USD 582.8 billion, Japan with USD 174.1 billion and Germany with USD 143.4 billion. Despite commencing rapid social and economic development, South Korea has not compromised on environmental conservation. According to The Korea Times newspaper, South Korea planted roughly 10 billion trees from 1960 to 1980. As a direct result of this, Korea Forest Service (KFS) reported that South Korea’s forest growth rate exponentially increased from 50 cubic meters per hectare in 1990 to 148 cubic meters per hectare in 2015. Thus, in a span of 25 years, forests in South Korea observed nearly 3 times increase in growth rate. It serves as an excellent example that we can commence economic growth, eradicate absolute poverty and conserve environment simultaneously. The already discussed example shatters the paradigm that we must compromise and degrade environment to commence economic growth. A successful reforestation program in South Korea proves the fact that we can commence economic growth and protect environment simultaneously. Do you know that trees are the most inexpensive carbon capture and storage devices? Moreover, healthy forests help us to decrease the concentration of carbon dioxide gas in atmosphere, mitigate climate change, prevent biodiversity loss, avoid landslides and provide clean air and water by decreasing pollution. We must understand this basic fact that for our commenced economic growth to be sustainable, we must preserve and protect environment. In-fact, Sustainable Development has 3 pillars

  • Pro-America or Pro-Israel

    There is a moment in every negotiation when the mask slips and the real hierarchy of loyalties reveals itself. It happened again recently, in the quiet grammar of a policy condition. If a deal with Iran is good for America, if it stops a war, secures a region, spares American blood and treasure, then it should be pursued on its own terms. It should not need to be laundered through a second question, but what does Israel get out of it? The moment that second question enters the room, the first one has already been answered, and not in America’s favour. This is not a rhetorical trick. It is a structural tell. A foreign policy genuinely organised around American interests does not require the ratification of an ally before it proceeds. It calculates costs, weighs risks, and acts. The insertion of an Israeli veto, soft, implicit, but unmistakable, into decisions that are framed as being about American security is not an alliance functioning normally. It is a client relationship wearing the costume of a partnership, and increasingly, the costume does not fit. I do not say this as someone hostile to alliances. Alliances are the ordinary furniture of statecraft, and no serious analyst begrudges Washington its relationships. What I begrudge, what any honest observer of the last two decades of American foreign policy must eventually begrudge, is the peculiar one-directionality of this particular relationship, in which American strategic autonomy is perpetually available for negotiation, but Israeli strategic autonomy is not. Successive administrations, Democratic and Republican alike, have discovered that the fastest way to kill a sound policy is to let it wander anywhere near Jerusalem’s objections. The Biden administration played this game with a kind of practiced fluency, dressing subservience in the language of “shared values” and “unbreakable bonds.” That the current administration appears to be playing the identical game, merely with a different set of talking points, should trouble anyone who once believed that a change in party might also mean a change in posture. The deeper dishonesty, though, sits beneath the day-to-day theatre of negotiation. It is the elephant that everyone in the room has agreed, by unspoken consensus, not to see. Iran is treated as the singular proliferation emergency of the Middle East, the country whose enrichment levels must be monitored down to the percentage point, whose every centrifuge is a matter of international alarm, whose nuclear ambitions justify sanctions regimes, covert sabotage, and the standing threat of military strikes. And yet a few hundred kilometers away sits a state that has possessed nuclear weapons for more than half a century, has never signed the Non-Proliferation Treaty, has never submitted to an inspection regime of any kind, and whose arsenal is discussed in Western capitals only in the passive voice, if it is discussed at all. Israel’s bomb is an open secret that everyone has agreed to keep. This is not a minor inconsistency. It is the load-bearing hypocrisy of the entire non-proliferation architecture in West Asia. You cannot credibly claim to be pursuing a weapons-of-mass-destruction-free Middle East while exempting, by unspoken convention, the one state in the region that actually has the weapons in question. Every argument marshalled against Iran’s nuclear programme, that a nuclear-armed state destabilizes its neighbors, that it invites arms races, that it holds regional security hostage to the judgment of a single government, applies with at least equal force to Israel, and applies to a country that has, unlike Iran, already used overwhelming force against multiple neighbors within living memory. The asymmetry is not a technical oversight. It is a choice, made and remade by every administration that has declined to place Israel’s arsenal on the table. What this reveals, I think, is that the “Iran obsession,” as it might fairly be called, was never really about proliferation at all. If it were, the conversation would begin with disarmament architecture applied evenhandedly across the region, inspections offered and demanded in both directions, and a serious reckoning with the double standard that has calcified into policy over fifty years. Instead, the Iran file functions as a proxy for a different question entirely, whose security calculus gets to define American Middle East policy. And on that question, the answer has been remarkably consistent regardless of who occupies the Oval Office. None of this is a case for indulging Tehran’s own record, which carries its own list of grievances worth prosecuting honestly, its human rights abuses, its regional proxies, its own history of destabilizing behavior. Clear-eyed criticism of Iran is entirely compatible with clear-eyed criticism of the double standard applied to Israel; the two are not in tension, and pretending otherwise is its own kind of evasion. But a foreign policy that claims the mantle of principle while practicing this degree of selective vision is not principled. It is theatre, and increasingly unconvincing theatre, performed for a domestic audience that is growing visibly tired of the script. The unpopularity of this arrangement is no longer a fringe sentiment. It shows up in polling, in generational splits within America’s own political coalitions, in the rising discomfort even among constituencies that have historically been the most reliable defenders of the relationship. People are noticing the pattern: that policies justified as serving American interests keep bending, at the last moment, toward a different set of interests altogether. They are asking, reasonably, who is actually driving the car. There is also a historical dimension to this that deserves more attention than it usually receives. The pattern of conditioning American policy on Israeli comfort did not begin with Iran, and it will not end there. It runs through decades of vetoed resolutions at the United Nations, through arms transfers that continued uninterrupted even amid documented humanitarian catastrophe, through the quiet understanding that certain questions simply are not to be raised in polite Washington company. Each individual instance can be explained away with its own set of justifications, security concerns, historical debts, domestic political realities. But taken together, across administrations

  • Mistaken Credit to a Bank Account: Legal Position

    Pakistan’s banking sector is experiencing a fast pace digital transformation, which includes inception of new digital banks as well as digitalization of the banking services, like Raast, Roshan Digital Accounts etc. Nevertheless, this digitalization sometimes causes technology mistakes / errors in the banking systems as well. One such issue, though to a little extent, is the matter of mistakenly credited amounts to the customers’ accounts, due to system glitches. And unluckily, it is rare that the customers, who are beneficiaries of such mistaken credits, ever bother to intimate the banks about it or return the mistakenly credited amounts. The recovery of such amounts is though legally possible, however, since it is civil cause action, falling within the jurisdiction of civil courts, therefore, it becomes cumbersome for the banks to recover such amounts, easily and speedily. Needless to mention that the subject recovery does not fall within the jurisdiction of the Banking Courts and hence, speedy trial / summary procedure trial is not available for this kind of recovery. In addition, it is also difficult in these cases to have the support of the law enforcement agencies, due to some legal framework’s problems. Luckily, a learned Judge of the Lahore High Court Lahore has recently passed a remarkable judgement on the subject matter, which will support the banks, in such matters. The judgement is regarding a case, where a bank’s system mistakenly credited a significant amount to one of its customers, who utilized a major portion of the amount . The bank pursued the customer and he gave a cheque for the amount involved. The cheque was later bounced, due to insufficient funds in the account and the bank then lodged FIR against him under Section 489-F. He was arrested and his bail was refused by the lower Court, against which he approached the High Court. The High Court observed that the amount received by customer was not meant to be utilized by him, but it was to be retained and preserved by him for return back to the bank. The Honourable Court further observed that the customer was supposed and required to inform the sender/bank regarding the error and make arrangements for its return to the owner/bank. Furthermore, the Honourable Court observed that as soon as the customer became in a position to exercise his control over the property, the property stood entrusted to him impliedly, but he instead of returning the same to its owner/bank, withdrew significant amount and embezzled the same, as such offence punishable under Section 406 of PPC was fully attracted against him. This case will become a precedent that if a bank customer receives mistakenly credited amount in his account and utilizes it, then it will be an offence of Breach of Trust, under Section 406 of Pakistan Penal Code. The Judgement is reported as PLJ 2025 Cr. C 797 LHC.

  • Gulf in the Crossfire

    There is a particular kind of exhaustion that sets in when a war refuses to end on schedule. Five months into the conflict between the United States and Iran, we are living through it. Ceasefires are announced and collapse within weeks. Strikes are billed as decisive and are followed, days later, by more strikes. Each side insists the other will soon come to its senses, and each side is wrong. What we are watching is not a war moving toward resolution. It is a war that has become self-sustaining, and the longer it runs, the more countries get pulled into its logic whether they wanted a role in it or not. Saudi Arabia is the clearest example. For nearly four years, Riyadh had quietly extracted itself from the Yemen war, treating the 2022 ceasefire with the Houthis as one of the few unambiguous foreign policy wins of Crown Prince Mohammed bin Salman’s tenure. That restraint is now gone. When the Houthis resumed missile fire at Israel in solidarity with Tehran, and then began striking Saudi oil infrastructure directly, Riyadh had no real choice but to respond. It bombed Hodeidah. The Houthis retaliated against Aramco facilities in Yanbu and Jizan. A conflict Saudi Arabia spent years trying to bury is now, again, live on its border, not because Riyadh chose it but because a war between Washington and Tehran left no room for neutrality. This is the pattern worth naming plainly: nobody in this conflict is fighting the war they intended to fight. Washington launched its campaign framed around Iran’s nuclear program, wagering that decisive strikes would force capitulation or collapse. Instead it has strikes running past the two-week mark with no clear terminus, American service members killed in Jordan and Iraq, and a president publicly conceding that the exit could be “diplomatic or military” — which is another way of saying nobody currently knows how this ends. Iran, for its part, has responded to devastating strikes on its cities not with capitulation but with exactly the kind of asymmetric, proxy-driven defiance its doctrine was built for, activating fronts in Iraq, the Gulf, and now Yemen that cost it little and cost everyone else a great deal. The Strait of Hormuz tells the same story in economic terms. Daily vessel traffic through one of the world’s most important oil chokepoints has fallen to a small fraction of its prewar level. That is not an abstraction. It shows up in tanker insurance premiums in Piraeus and London, in fuel costs in Mumbai and Rotterdam, in the balance sheets of countries that have precisely nothing to do with this fight. War aims that once seemed narrowly bilateral — Washington versus Tehran, over centrifuges and missile stockpiles — have metastasized into a tax on global trade that nobody voted for and nobody can opt out of. It is tempting, watching this unfold, to look for a single culprit. Commentators sympathetic to Washington will point to Iran’s decades of proxy warfare, its nuclear ambiguity, its crackdown on its own protesters, and argue the current campaign is simply overdue accountability. Commentators sympathetic to Tehran will point to a US-Israeli strike that killed Iran’s Supreme Leader and ask what state, faced with the assassination of its head of state, would not treat that as an act of war demanding a response. Both arguments contain real grievances. Neither survives contact with what has actually happened since: a conflict that both sides insist is about narrow, defensible aims but that neither side has been able to keep narrow. Wars rarely stay the size their architects intend. What should worry observers most is not any single strike or retaliation but the absence of an exit ramp anyone believes in. Ceasefires here have not functioned as steps toward peace; they have functioned as pauses for rearmament, evidenced by how quickly each one has collapsed back into nightly bombing. That is the signature of a conflict without a theory of victory — one where both governments can inflict real pain on the other indefinitely, but where neither can convert that pain into a settlement it can sell to its own public. In that kind of war, the fighting does not stop because someone wins. It stops, if it stops, because the costs finally exceed what either government’s domestic politics can absorb — and on the evidence of the past five months, that threshold keeps receding rather than approaching. Saudi Arabia’s reluctant return to the Yemen battlefield should be read as an early warning rather than a footnote. It shows how a conflict that both Washington and Tehran describe as fundamentally about themselves keeps finding new participants who never agreed to join. If this war continues on its current trajectory, the question worth asking is not which superpower prevails, but how many other countries, currencies, and shipping lanes get quietly conscripted before it does.

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