It can be quite easy to dismiss small amounts of money as not worth the hassle of saving, but what if I told you that starting with just a quarter a day for a year could really jump-start your savings? One of the most important things you can do for your budget is to pay
The economic effects of a post-COVID-19 world have touched people worldwide, especially in homes with stay-at-home moms, who are struggling more than ever to stay on top of everything, including a budget. That’s where programs like YNAB and Mvelopes come in. Both YNAB and Mvelopes are applications that help create a budgeting system for yourself
Hitting a six-figure salary is part of the American Dream. A six-figure salary lets you live more comfortably and, in many cases, in the lap of luxury. So, what exactly will six figures get you in 2022? In 2022, a six-figure salary allows you to provide for a family and pay the bills. If you
Having a comprehensive list of budget categories is one of your first steps to successfully creating a budget. We’ve all had the experience where we were excited to start saving, only to have some surprise expense crop up and bust our budget. One way to get ahead of these budget “surprises” is with a comprehensive
When the budget is already stretched thin, the idea of cutting expenses further feels somewhere between daunting and pointless. If you’ve already trimmed the obvious stuff, where exactly is the money supposed to come from? The answer, for most households, is hiding in the same places — credit card interest quietly compounding, subscription services that
Most people who are living paycheck to paycheck aren’t bad with money. That’s the part nobody talks about. The moms I hear from most often are working hard, paying their bills, keeping the household running — and still ending up with almost nothing left by the time the next check comes in. The margin just
If you’re like most families, one of your biggest expenses during the month is probably food, so you probably find yourself asking, how can I eat cheap in a restaurant? There’s tons of great ways to save money when you’re eating out, like discount dinner coupons, meal selection, and so much more. Eating at a
Christmas is hands down my favorite time of the entire year. Between spending time with family members you rarely get to see, the Christmas tree, the Christmas lights, the family dinner– it really is a wonderful time of the year. But what happens when the holiday season is upon you and your bank account shows
The 100 envelope money challenge is a fun challenge you can do to save more money. It starts with 100 numbered envelopes from 1-100 written on each envelope. Each day, you’ll pick an envelope and put the amount of cash equal to the number written on the envelope inside. You continue until all 100 envelopes
Budgeting quotes are helpful, whether you have been managing money for a long time or are just getting started or. The right set of words can give you that extra motivation to manage your money. You can make your personal and family finance journey more fun and fruitful with quotes that resonate with you. Powerful
